Bio: Mr. Hammond is the founder, President, and Chief Executive officer of Pensionmark Financial Group. He is recognized as an industry leader, and is a driving force behind our company values and our strategic vision. He continues to push our organization to consistently exceed our clients’ expectations, to maintain our competitiveness in our ever-changing and complex industry, and to put integrity first.
Awards & Recognition
- Nominated to the Retirement Advisor Council (2016),5
- Recognized as a Top 10 Advisor in the 401kWire's Mid-Market category1
- Named to 401kWire's list of 300 Most Influential DC Advisors (2010-2012).2
- Acknowledged as a Rising Star in Retirement Plan Advisory by Institutional Investor, Inc.3
- Named as one of the Top Retirement Plan Advisors in the Nation by PLANSPONSOR Magazine (2006-2017).4
Education & Certifications
- BA in Business Economics at University of California, Santa Barbara
- BA Business CERTIFIED FINANCIAL PLANNERTM (CFP®)
- AIF®(Accredited Investment FiduciaryTM)
- Plan Sponsor Retirement Professional (PRP)
- CHARTERED RETIREMENT PLANNING COUNSELORSM (CRPC®)
- CHARTERED RETIREMENT PLANS SPECIALISTSM (CRPS®)
- Certified Behavioral Financial Analyst (CBFA)
1 February, 2012. Selected by 401kWire poll and committee and based on internal editorial research including, but not limited to, statistics about advisors' practices, and input of 401(k) industry insiders.
2 2009-2012. Nominated by industry leaders and selected by 401kWire poll and committee. Based on input from advisors nominated and an analysis of criteria including statistics about advisors' practices gathered directly from advisors.
3 Nominees were submitted by professionals through the retirement plan industry and were vetted and selected by the business publishing staff. The selected individuals meet the criteria of managing at least $100 million in plan assets and demonstrating through their relationship and plan-building skills that they are likely to be the trendsetters of the future.
4 PLANSPONSOR Magazine 2006-2013. Nominated by industry professionals and selected based on a quantitative evaluation of service levels and feedback from plan sponsors for both team and individual advisor awards.
5 PLANSPONSOR Magazine 2006-2013. Nominated by industry professionals and selected based on a quantitative evaluation of service levels and feedback from plan sponsors for both team and individual advisor awards.
Executive Vice President
Michael Woods joined Pensionmark Financial Group, LLC in 2009 bringing with him experience on both the plan provider side, as one of the top wholesalers for ING Retirement Solutions, and as a plan advisor. He currently acts as the Executive Vice President, OSJ Branch Manager, and Co-Owner of the organization with a focus on developing retirement plan solutions for our corporate clients as well as our national network of advisors. Over his career, Michael has worked extensively with corporations and non-profits in the field of qualified and non-qualified retirement programs.
Michael and his 3 children live in the Santa Barbara area.
Awards & Recognition
- Recognized as a Top 10 Advisor in the 401kWire's Large-Market category1
- 2007 Highest Regional Director Sales2
- One of the nation's most influential retirement plan advisors by 401kWire (2009)3.
- Named to 401kWire's list of 300 Most Influential DC Advisors (2010-2012).4
- Named as one of the Top Retirement Plan Advisors in the Nation by PLANSPONSOR Magazine (2006-2017).5
Education & Certifications
- BS in Economics at Fitchburg State University
- Series 7, 24, 65 registrations
- International Honor Society of Economics
1 Based on new account acquisition for 2008.
2 February, 2012. Selected by 401kWire poll and committee and based on internal editorial research including, but not limited to, statistics about advisors' practices, and input of 401(k) industry insiders.
3 2009-2012. Nominated by industry leaders and selected by 401kWire poll and committee. Based on input from advisors nominated and an analysis of criteria including statistics about advisors' practices gathered directly from advisors.
4 Nominees were submitted by professionals through the retirement plan industry and were vetted and selected by the business publishing staff. The selected individuals meet the criteria of managing at least $100 million in plan assets and demonstrating through their relationship and plan-building skills that they are likely to be the trendsetters of the future.
5 PLANSPONSOR Magazine 2006-2013. Nominated by industry professionals and selected based on a quantitative evaluation of service levels and feedback from plan sponsors for both team and individual advisor awards.
Jennifer Tanck, JD
Executive Vice President
Jennifer currently serves as the Executive Vice President and Chief Compliance Officer of Pensionmark Financial Group, focusing on building out the firm's compliance program and operations, as well as partnering with Pensionmark's affiliate advisors to deliver infrastructure and support services.
Prior to joining Pensionmark, Jennifer served as the Senior Vice President of Client Service Delivery for Aspire Financial Services, an independent recordkeeper, overseeing all of Aspire's Client Service and Operations divisions. While there she was instrumental in implementing a more cohesive client engagement model, using a single-threaded service approach designed to provide a world class client experience in the open-architecture retirement space.
Jennifer also formerly served as President and Chief Compliance Officer of Independent Financial Partners, LPL Financial's largest hybrid RIA firm. She helped to grow the firm's comprehensive network of advisors and retirement and wealth management services, and held several key leadership positions during her tenure there in both Operations and Compliance capacities. Prior to joining IFP, Jennifer served as a registered representative and OSJ Manager for another broker/dealer, and has extensive experience in both Big Four accounting and law firm settings where she has focused on securities, business and tax law.
Jennifer holds a bachelor's degree in Management Information Systems from the University of South Florida and graduated magna cum laude from Stetson University College of Law. She is a member of the Florida Bar and various civic and professional organizations and was a finalist for the Tampa Bay Business Journal's 2012 Tampa Bay Business Woman of the Year.
Vice President, Operations
Designations: PRP, CRPS, CRPC
Mrs. Battle joined the Pensionmark team in 2000, bringing with her experience in the financial services industry. She graduated from the University of California at Santa Barbara with a Bachelor of Arts degree in Business Economics and Spanish.
Mrs. Battle currently holds her Series 6 and 63 registrations along with her California insurance license. Additionally, she holds the following designations: Chartered Retirement Plans Specialist (CRPS), Chartered Retirement Planning Counselor (CRPC), and PLANSPONSOR® Retirement Professional (PRP)TM.
Mrs. Battle provides retirement plan advisory services to corporate fiduciaries. Laura assists businesses and their employees with structuring efficient 401(k) plans, measuring and monitoring fiduciary liability and providing education tools for participants.
Mrs. Battle is also responsible for advancing Pensionmark’s HR strategy in support of the company’s leadership and growth objectives. In addition, Laura overseas corporate operations, the day-to-day management of the customer service team and is the lead conversion manager.
Mrs. Battle is a member of Society for Human Resource Management (SHRM) and the Santa Barbara Human Resource Association (SBHRA).
Marissa Weisberg brings extensive accounting experience to Pensionmark from a vast range of industries including newspaper, real estate, construction development and the nonprofit sector. She has worked in the finance and accounting field since 2002 and has managed and developed accounting departments and teams since 2008. Currently, Marissa is the Corporate Controller for Pensionmark Financial Group, LLC and is a member of the Executive Team where she has an essential role in the management, expansion and growth of the organization.
Education & Certifications
- Bachelor of Arts in Economics & Sociology with an Emphasis in Business and Accounting at UCLA in 2005
- Member of the TAP honor program and Dean’s list
- MBA level credential certificate at California State University, Northridge in 2007
Designations: CFS, CRPS
Ronnie is the Director of Investments in the Santa Barbara headquarters of Pensionmark. Ronnie is responsible for the investment manager search process, quarterly client reporting and market reviews, developing analytical tools and reports, and other research projects. In addition, Ronnie chairs Pensionmark’s Investment Committee that sets the strategic policy and direction of a number of broad activities related to the investment services Pensionmark provides.
Ronnie is a graduate of the University of California at Santa Barbara with a B.A. in Business Economics and a minor in Technology Management. Ronnie has earned the Certified Funds Specialist and Chartered Retirement Plans Specialist designations as well as holds his Series 7 and 66 registrations.
Designations: AIF, ChFC, CLU
Bob graduated from the University of NY at Albany with a B.S. Degree in Business Administration (1973). He makes lifelong learning a priority and has earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), and Accredited Investment Fiduciary (AIF®) designations. He is also one of fewer than 80 advisors nationwide to be certified for fiduciary excellence by CEFEX, the Centre for Fiduciary Excellence. He has been advising retirement Plan Sponsors since 1974.
He believes most employees are financially stressed and we can help improve that. He believes in designing retirement plans that are built the way Steve Jobs would build them – designed with the hope of success, long-term, automatic, and with minimal participation decision, unless they’re hacked.
Bob’s personal mission statement is “To make people happy that we met”
Bob is inspired by Jack LaLanne and his achievements. Bob ran a marathon in his 30s, became a 3rd degree black belt in Tae Kwon Do in his 40s and now that he can’t run or bend so well he lifts weights in his 60s. Bob’s weight lifting goal for 2016 is to bench press 400 lbs 20 times. Most of all Bob loves spending time with Audrey, his wife of 42 years and his two sons, David and Jay.
Bob “Booker” Moore is a leading expert in the field of employee benefits plan design. His unique solutions to balancing the interests of employers and employees in employee benefits have helped clients create competitive and cost-effective plans while, at the same time, addressing the health, welfare and retirement needs of employees and their families. His engaging presentation style and timely subject matter make Booker a frequent participant in various state Banker's Associations, LeadingAge PA conferences, United Benefits Advisors meetings and local Human Resource conferences as well as providing materials for industry publications.
He is a 1981 graduate of Penn State University and earned the CEBS designation from the International Foundation of Certified Employee Benefits Specialists and the Wharton School of Business in 1995. In addition, Booker is a qualifying and life member of MDRT, and holds memberships in NAHU. He has had more than 30 years of experience in the employee benefits field as a plan design specialist, educator, and plan administrator.
Booker is in love with his wife Janet and his two kids Megan and Bradley, and nuts for his two puppies Bailey and Izzie. He has learned much in his life from his parents, Bible, Penn State University, MDRT and Charlie H. Flowers of Marshall, Texas. Booker also enjoys spending free time fishing and running at a rather slow pace.
Partner, Investment Advisor, Wealthpath
Serving the Oklahoma City area, Brent has been in the investment industry for 8 years where he specializes in employer sponsored retirement plans, individual wealth management and advising university employee portfolios. Since 2007, Brent has been advising clients and is Series 6, 63, and 65 registered. Brent has a B.A. in Finance and is a member of the Global Leadership Council for Investment Stewards. Beyond work, Brent attends St. Monica Catholic Church with his wife Abby and son Brooks, and enjoys golfing, tennis, and fishing.
Designations: AIF®, CPFA
Mr. Wright has over 22 years of experience in the retirement plan space and brings a heightened level of outside investment insight and qualified plan consulting expertise to every partnership. Mr. Wright is responsible for managing numerous sales relationships, with focuses on self-funded employee benefit programs, commercial insurance and retirement planning for corporations and non-profits. Bryan’s professional career has included working in Asia, Europe and Africa.
- Securities Registrations: Series 6, 63, and 65
- Certified Plan Fiduciary Advisor (CPFA)
- Accredited Investment Fiduciary (AIF®)
- Life/Health/Property/Casualty Insurance Licenses
- University of Colorado – Boulder(B.A. – International Economics)
Mr. Wright’s interests include spending time with his wife and 3 boys, playing tennis, and travelling.
Designations: CLU, ChFC, AIF, RF, GFS
Buck has been in the insurance industry for 36 years with an emphasis in executive benefits and retirement plans for 31+ years. He is a graduate of Florida State University’s College of Business. Buck has earned both the Chartered Life Underwriter and Chartered Financial Consultant designations as well as the Accredited Investment Fiduciary from the Center for Fiduciary Studies, The Registered Fiduciary designation from Dalbar, and the Global Financial Steward designation from 3Ethos and Buck has published articles in Life Insurance Selling, CLU Journal’s Sections (Executive Benefits), and Employee Benefit News, and Accounting and Financial Planning for Law Firms.
Buck is the Managing Partner of ECM Group, LLC and Pensionmark in Jacksonville, Florida. Buck specializes in the qualified plan arena with emphasis on plan fiduciary process and governance.
Senior Vice President
Since graduating from The University of San Diego in 2005 with a Bachelor’s degree in Business Administration, Mr. Strother has spent almost his entire career focusing on partnering with companies to provide strategic solutions, including fiduciary guidance, investment due diligence, retirement plan design consulting, IRS/DOL/ERISA compliance and participant education. Mr. Strother is responsible for managing numerous client relationships, which includes 401(k), 403(b), ERISA 403(b), 457(b), 457(f), 457 Governmental, Defined Benefit, ESOP and Non-Qualified retirement plans. Mr. Strother recently earned the National Association of Plan Advisors (NAPA) award for 2017 Top Retirement Plan Advisor Under 40.1
- Bachelor of Business Administration, University of San Diego
- Certified Plan Fiduciary Advisor (CPFA)
- Securities Registrations: Series 6, 7, 63 and 65
- Life Insurance License
- Health, Property & Casualty Insurance
Mr. Strother’s interests include: travel, attending sporting events, golf, softball and being with family.
1Through nomination, quantitative and qualitative data responses, and voting.
Regional Director – Senior Consultant
Designations: CPC, AIFA
Clark heads Asset Strategy Consultant’s Harrisburg office. He is a Certified Pension Consultant (American Society of Pension Professionals and Actuaries), and Accredited Investment Fiduciary Auditor.
With over 25 years of experience as a Retirement Plans Consultant, he focuses on helping employers structure the most efficient and effective retirement plans for their employees. Clark works in tandem with management and administrators on plan analysis, retirement plans, fiduciary audits, and plan design and employee education.
Clark has a BA in Business Administration from Villanova University and earned his CPC from the American Society of Pension Professionals and Actuaries. He became an Accredited Investment Fiduciary Auditor through the University of Pittsburgh in 2003, and is a former agent with the Treasury Department. Clark joined Asset Strategy Consultants in 2006.
This individual is part of the Pensionmark Advisor Support Program and are registered with Asset Strategy Advisors, LLC and not Pensionmark Financial Group, LLC.
Daniel Shapiro is committed to helping provide the right retirement plan, the right way to businesses and professionals. Having spent over a dozen years representing a large multi-national insurance company's retirement plan services division, Dan recognized that micro and small plan employers have traditionally been underserved. The goal in establishing his retirement consulting practice was to bring 'large plan services' to the micro and small plan marketplace.
Having worked with over 1,000 qualified retirement plan clients and their employees, Dan is both credentialed and experienced. Now in his twenty-second year in the retirement business, Dan has built a reputation based on delivering quality expertise, clear communication and reliability. Today Dan speaks to various professional groups and associations. Additionally Dan serves as a comprehensive resource for employers as well as other financial service professionals, CPAs and attorneys to help design and implement retirement plan solutions best suited to their own businesses or that of their clients.
As an acknowledged 3(21) fiduciary, Dan endeavors to improve a retirement plan's investment lineup, reduce its expenses and manage the personal fiduciary responsibilities, risks and liabilities that Plan Sponsors face. In some circumstances, 3(38) Investment Manager services may also be available to those Plan Sponsors looking for additional fiduciary support. Dan does this by assisting with the implementation of customized plan design, conducting independent, ongoing investment fiduciary reviews and managing the due diligence process of investment selection and monitoring.
Dan and his beautiful, ever so patient wife Rita, both native Miamians consider their proudest achievement to be raising their two children, Ashley and Joshua, to become fine productive and principled adults. Now, empty nesters, they enjoy sharing in their children's accomplishments, spending time with their extended families, and traveling to see their children as often as possible.
Outside the office and home, Dan is an accomplished competitive martial artist and applies the same discipline and focus when it comes to serving his clients. He also enjoys participating in billfish catch and release fishing tournaments and has served as President of the Palmetto High Wrestling Booster Club - a position that allowed him to make a difference in young men's lives. In addition, he enjoys training and working his two German Shepherd Dogs. Finally, entertaining friends and family with both traditional and unusual grilled, smoked and barbecued cooking is the most favored way to spend a beautiful Miami day or evening at the Shapiro's.
David is a certified Retirement Plan Specialist with more than 25 years of consulting experience working with defined contribution plans. He joined Pensionmark in 2011 from CAPTRUST where he served as Vice President and Financial Advisor.
David received a Bachelor of Science degree in Business Administration from Roanoke College. His designations include Certified Retirement Plan Specialist and Accredited Investment Fiduciary (AIF®).
Designations: QPA, QKA
Debbie DeWall Matustik is Managing Director of the Pensionmark Austin, Texas location. Debbie offers over 25 years of experience in the retirement industry, with particular expertise in fiduciary services, plan design, merger & acquisition consulting, investment analysis and employee communications. She is a staunch advocate for her clients, and along with her Pensionmark team, provides an exceptionally high level of service to plan sponsors and participants alike.
“As Managing Director of Pensionmark Austin, I provide retirement plan advisory and consulting services that help manage my clients’ fiduciary obligations, aim to control plan expenses, strive for robust investment line-ups, and help optimize plan design to achieve the employer’s goals. We take the lead in managing vendor reviews, searches and benchmarking studies to help ensure our plans remain competitive. As part of our service delivery for plan participants, we proactively coordinate employee communications, educating and advising plan participants to help them achieve a successful retirement on their own terms.”
Debbie holds multiple professional designations including the Qualified Pension Administrator (QPA) and Qualified 401(k) Administrator (QKA) designations from The American Society of Pension Professionals & Actuaries (ASPPA). She also obtained the Certified Retirement Administrator (CRA) designation from the International Foundation for Retirement Education (InFRE). Debbie holds the Series 6, 7, 63, and 66 registration certifications, and is also State of Texas Historically Underutilized Business (‘HUB’) certified.
Prior to joining the Pensionmark team, Debbie was Principal of ASSURE Financial Services in Austin, Texas. Before opening her own DBA, Debbie served in the capacity of Senior Vice President and shareholder of The 401(k) Company (since acquired by Charles Schwab) and spent several years building her practice at UBS Financial Services. Debbie graduated Cum Laude from Trinity University in San Antonio with a Business degree, and received her MBA in Finance and Accounting from the University of Texas at Austin.
Debbie has been named to the Financial Times Top 401(k) Retirement Plan Advisors multiple times1 (2015, 2016, 2017)1, as well as the National Association of Plan Advisors’ (NAPA) Top Women Advisors All-Star List2 (2016 and 2017)2.
Debbie is a native of Minnesota and lives in Austin, Texas with her husband, Mike, and their twins, Ashley and Matthew. She serves on the Finance Committee of her church, and actively supports the Capital Area Food Bank and The SAFE Alliance.
1Applicants were required to advise on at least $50m in DC plan assets and have at least 20 per cent of their client assets in DC plans. Selected via questionnaire and Financial Times research.
2Candidates chosen through nomination, quantitative and qualitative data responses, and voting.
Edwin R. Boyer
Regional Director – Senior Consultant
Ed is head of Asset Strategy Consultant’s Pittsburgh Office and also consults out of the Hunt Valley (Baltimore) Office as well. He brings over two decades of experience in investment consulting and is a nationally recognized author and expert on client/investment manager relationships. He has been an industry panelist for many Alternative Investment Conferences.
After graduating from the University of Colorado with a Bachelor of Science degree in Business Administration, Ed went into the securities business with Dean Witter in San Francisco. Ed joined Asset Strategy Consultants in 1992 and has presented seminars on fiduciary and investment management topics sponsored in conjunction with prominent law firms in the Greater Baltimore area. He specializes in evaluating investment management organizations and the risks associated with various structures. Ed has particular expertise in the area of Alternative Investments, such as Venture Capital, Private Equity, Hedge Funds, Real Estate, Natural Resources, etc.
Ed has completed Level I of the Chartered Alternative Investment Analyst designation and attended Callan College for fiduciary training.
This individual is part of the Pensionmark Advisor Support Program and are registered with Asset Strategy Advisors, LLC and not Pensionmark Financial Group, LLC.
Eric A. Ward is a Managing Director at Pensionmark’s Louisville, Kentucky location, and is the owner of Quantum Financial Consultants, LLC. Eric offers over 27 years of expertise in the retirement industry and provides 401(k), investment advisory and wealth management services for individuals. He specializes in assisting companies and organizations with plan provider analysis, plan design, investment selection, and fiduciary liability management. Eric feels that in order to help employees fulfill their retirement dreams, he must work with employers to optimize their retirement plan design and offer financial education to their employees.
As a highly- experienced instructor and lecturer on financial and retirement planning, Eric has lectured and presented programs to several area corporations, universities, and churches. He is the past President of the Kentuckiana Chapter of the Financial Planning Association in Louisville, Kentucky.
Eric has completed advanced financial and retirement plan training and has received and maintains the Accredited Investment Fiduciary (AIF®) and Registered Financial Consultant (RFC®) designations.
AIF® - Accredited Investment Fiduciary: AIF® designees have successfully completed a specialized program on investment fiduciary standards of care and have a thorough knowledge of fiduciary responsibility. Designees are formally trained to assist plan fiduciaries in Prudent Process and Best Practices. This professional designation is awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh.
RFC® – Registered Financial Consultant: RFC® is a professional designation awarded by the International Association of Registered Financial Consultant which is a non-profit credentialing organization of proven financial professionals formed to foster public confidence in the financial planning profession. Founded in 1984, the IARFC’s mission is to serve, educate and train financial practitioners to help their clients wisely “spend, save, invest, insure and plan for the future to achieve financial independence and peace of mind.”
Graduate of Indiana University – Kelly School of Business, BS Business Operations and Systems Mgmt. Eric holds his Series 6, 7, 63, and 65 registrations as well as Life, Variable Life, Variable Annuity, Long Term Care, and Health Insurance licenses.
When Eric is not working, he enjoys playing Racquetball, Golf, and Hiking. Eric and his wife Susan live in Louisville, Kentucky.
Partner, Investment Advisor, WealthPath Investment Advisors
Erik brings technical skill to our team. He has an undergraduate degree in computer science from Rhodes College and a master's degree in computer science from Washington University in St. Louis. As an investment advisor, his areas of focus are research, data analysis, portfolio management, financial planning, and software development. Erik enjoys reading, bicycling, and hiking with his wife Karin and two children, Karl and Kaden.
Designations: CLU, ChFC, AIF®
Gary began his career 1984. He remains driven by a simple set of core values: innovation, expertise and value. Combining those with a passion and commitment to integrity are why he founded Kainos Partners, Inc. He has used that passion to develop unique processes and methods to help employers discover strategies to make the most of their employee benefit plans.
He received a BBA in Finance in 1981 from Baylor University. He has received the professional designations of Chartered Life Underwriter, Chartered Financial Consultant and Accredited Investment Fiduciary. They have lived in Northwest Houston and Cypress since 1991. Gary and his wife Terrie, have three children -- Melissa, Ben and Laura -- all graduates of Texas A&M University. Gary also has two grandchildren – Eli Szymanowski and Henry Jurney.
Gary L. Wright is a Managing Director at Pensionmark and the owner of Wright Consulting Partners, LLC. He has over 20 years of Corporate Retirement Plan and Wealth Management experience. He specializes in assisting companies and organizations with plan provider analysis, plan design, investment selection, and fiduciary liability management. Gary has completed advanced financial and retirement plan training and has received his Qualified Plan Financial Consultant (QPFC) designation from ASPPA. Gary has been a featured speaker at various retirement plan related events, including the Department of Labor (DOL) on Fiduciary Best Practices. He has also been an instructor on Retirement Income Planning for the University of Akron.
Gary graduated from Kent State University with a BBA – Finance degree. Gary is very involved within his community and is a firm believer in giving back. He is a Board Member and former President of The Medina Rotary Club for the 2013-2014 year. He is currently serving as President for the Recreation Association of Highland (since 2012). He also serves on several committees for Leadership Medina County.
Gary resides in Medina, Ohio with his wife, Theresa, and their six boys, Garrett, Warren, Mason, Liam, Harding, and Conlan.
QPFC - Qualified Plan Financial Consultant: Gary L. Wright has earned the (QPFC) credential from the American Society of Pension Professionals & Actuaries (ASPPA). The QPFC program provides an understanding of general retirement planning concepts, terminology, distinctive features of qualified plans and the roles of retirement plan professionals. Gary joins an elite group of financial professionals across the United States that sell, advise, market or support qualified retirement plans. The QPFC is not an entry-level credential. Those who earn this credential must demonstrate a proficiency of plan administration, compliance, investment, fiduciary, and ethics issues. This credential requires the successful completion of four exams covering comprehensive knowledge of plan design and investment management. Developed by ASPPA and the University of Michigan, the goal of the QPFC is to offer a comprehensive education program and a serious credential that will benefit the plan sponsor community. www.asppa.org
Managing Partner and Financial Advisor, Redstone
Designations: CFP, CRPC®, AIF®
James is a Financial Advisor and Co-Founder of Redstone Advisors. James works primarily with small to mid-sized employers helping them structure the most effective retirement plans for their participants. James is passionate about educating their employees on how to maximize their retirement plan benefit.
Prior to co-founding Redstone Advisors in 2008, James spent several years with Merrill Lynch as a corporate retirement plan specialist.
James earned the Chartered Retirement Planning CounselorSM (CRPC®) designation and is a CERTIFIED FINANCIAL PLANNER™ professional. Nationally, he was recognized as one of NAPA’s Top Advisors Under 40 in 2015 and 2017, and Financial Times Top 401 Advisors in 2015, 2016, and 2017. Locally, James was named The Best Financial Advisor in Utah Valley by Utah Valley Magazine.
James received his BA with cum laude honors from Utah Valley State College and his MBA from Utah State University. He resides in Lehi with his wife and four girls and is an avid wildlife enthusiast who enjoys spending time outdoors with his family.
Designations: CPA, AIF®
James Vanke has over 20 years of financial sector experience ranging from advising some of the world’s largest companies with a “Big 4” CPA firm to serving small- and mid-sized companies in a boutique environment.
At Pensionmark, James is responsible for helping employers build and manage successful retirement benefits. He is an advocate and fiduciary partner who helps clients with fiduciary risk management, employee financial wellness, investments, vendor relationships, plan operations, cost controls, and plan design.
Financial stress is a major contributor to increased health care costs and absenteeism. As a behavioral finance and financial wellness specialist, James believes that we can help employees make positive financial decisions that lead to sustainable financial habits, and that it will pay dividends in the workplace.
James holds a Master’s Degree in Accounting and a Bachelor’s Degree in Business Administration from The University of North Carolina at Chapel Hill. He is a Certified Public Accountant and Accredited Investment Fiduciary.
With over 20 years of experience dedicated to the corporate qualified plan market, Jeff specializes in helping plan sponsors manage total plan expenses, develop effective employee communication strategies and reduce fiduciary liability exposure.
A graduate of The Georgia Institute of Technology, Jeff became a Pension Specialist with Lincoln Financial Group. From there, he moved into a Regional Pension Sales position with Pan-American Life, and later to SunAmerica as a Regional Vice President. During this time Jeff founded Retirement Plan Solutions and BenefitsMatrix of Georgia in 1999. Licensing includes FINRA Series 6, 23, and 26. He has also earned the Accredited Investment Fiduciary designation from the Center for Fiduciary Studies.
Partner, Investment Advisor, Wealthpath
With a focus on client development and portfolio management, Jim is one of the founding partners at Pensionmark’s WealthPath Investment Advisors office. A native to the Northwest Arkansas region, he graduated from Northeastern State University with Bachelors Degree in Finance and Marketing. As a Series 6, 7, 65, and 66 registered advisor, Jim works with a wide range of clients and provides individualized investment strategies. Outside of work, Jim enjoys spending time with his family and coaching youth sports in Northwest Arkansas area, as well as kayaking, golfing, and camping.
As Managing Director, Jim consults on and helps manage retirement plans for corporations, not for profit organizations, individuals and trusts.
Jim has extensive experience with over 25 years in the financial services industry. He brings a unique perspective as he has spent a majority of his career working for many of the largest retirement plan providers and on many of the largest retirement plans. As a result, his breadth and depth of knowledge includes all aspects of Defined Contribution, Defined Benefit, ESOP and Non-qualified plans. More specifically, recordkeeping platforms, institutional investments including the development and launch of a target date fund family, fiduciary oversight, stable value portfolios, liability driven investing of defined benefit plans, buy in/buy out strategies of defined benefit plans and comprehensive employee engagement and financial education strategies.
Jim was a pioneer and was instrumental in the development of the Institutional Retirement Income market. He has a passion and expertise for helping plan sponsors address the participant's pre and post retirement needs that is widely recognized. He has extensive experience in plan design optimization through the use of behavioral finance best practices as well as addressing and mitigating a plan sponsor’s fiduciary responsibility and liability.
Jim has been a frequent speaker at many industry events including the Pension & Investments Conference, Institutional Investor Defined Contribution Forum, American Society of Pension Professionals & Actuaries (ASPPA), Plan Sponsor Plan Designs, Plan Sponsor Plan Adviser, National Association of Government Defined Contribution Administrators (NAGDCA), and the Conference of Consulting Actuaries. He’s been frequently quoted and published in the Wall Street Journal, Plan Sponsor Magazine, Plan Adviser Magazine and Pension & Investments Magazine. One of his clients was recently recognized as Plan Sponsor of the Year by Plan Sponsor Magazine for their innovation in plan design and employee education, as well as their dedication to delivering optimal participant outcomes in retirement. Jim received the Behavioral Finance Innovator Award for 2016 for his demonstrated leadership in applying behavioral finance strategies to work toward improving retirement outcomes for clients and employees. He’s also been recognized by the Financial Times as one of the Nation’s top Retirement Plan Advisors for the past two years.
Jim received his Bachelors of Science degree in Corporate Finance from Drake University. He also studied at the University of Delaware as part of the Honors Program. He has received advanced education on the application of behavioral finance in retirement plans from the Behavioral Finance Institute. Jim also serves on several other advisory boards for investment management firms and retirement plan service providers. While growing up in Wyoming, he’s lived in Nashville for 18 years. He enjoys playing golf and spending time with his three children Asher, Flannery and Hensley.
Designations: CFP, AIF®
The team of professionals at Pensionmark provides unbiased retirement plan consulting, financial planning, and investment advice for corporations and individual investors.
As Managing Director of Pensionmark Dallas, I provide retirement plan advisory and consulting services that help manage my clients’ fiduciary obligations, control plan expenses, provide robust investment line-ups, and help optimize plan design to achieve the employers’ goals. We take the lead in managing vendor reviews, searches and benchmarking studies to help ensure our plans remain competitive.
As retirement plan experts, we educate and advise plan participants so they can plan for their retirement on their terms.
Awards and Recognition
- Financial Times Top 401k Advisor 2017, 2016, 2015*
- Additional Pensionmark awards and recognition www.pensionmark.com
Education and Certification
- BA in Economics, University of California, Los Angeles
- Certified Financial Planner (CFP) professional designation
- Accredited Investment Fiduciary (AIF) professional designation
- Series 7, Series 63, Series 65 Registrations
- General Lines Insurance License
*The Financial Times 401 Top Retirement Plan Advisors is an independent listing produced annually by the Financial Times (September 2017). The FT 401 is based on data gathered from advisors, regulatory disclosures, and the FT’s research.
John F. Meehan
Principal & Director of Research
Designations: CFA, CPA
John is a Principal and Director of Investment Research in the Hunt Valley Headquarters of Asset Strategy Consultants.
John is responsible for investment manager searches and performance attribution reports, quarterly client reporting, analysis of alternative investments, research of the capital markets and other analytical projects. He also manages the Hunt Valley analytical staff of five professionals.
John is a graduate of the University of Maryland with a B.S. in both Finance and Accounting. John has earned the right to use the Chartered Financial Analyst designation and is a member of the CFA Society of Baltimore and the AICPA.
This individual is part of the Pensionmark Advisor Support Program and are registered with Asset Strategy Advisors, LLC and not Pensionmark Financial Group, LLC.
Kenneth J. Rogers
Ken is the Managing Principal of Rogers Financial Pensionmark in the Washington D.C. area. The team at Rogers Financial has been serving as an advisor to retirement plan sponsors for more than 20 years. Ken is a graduate of James Madison University and has been in the retirement plan industry since 1987, working with Merrill Lynch and The New England prior to establishing Rogers Financial in 1994. Ken is an Accredited Investment Fiduciary, a Certified Financial Planner, a Certified Employee Benefit Specialist, a Series 7 Registered Investment Broker and a Registered Investment Advisor Representative.
Designations: CFP®, AIF®
Kent A. Fitzpatrick
Regional Director – Senior Consultant
Designations: AIFA, ARPC, GFS, CBFA
As head of Asset Strategy Consultant’s Boston Office, Kent provides customized investment advisory and retirement plan consulting, as well as counseling clients on asset allocation, fiduciary issues and investment strategies. Kent’s focus is on investment design, participant and committee education, investment policy statement, fiduciary governance, improving participant outcomes and investment monitoring. He serves the public and private corporate sector, as well as non-profit organizations.
Kent is a graduate from St. Anselm College with a BA in Financial Economics. Kent has been included in The 401kWire’s 300 Most Influential Advisors in Defined Contribution Plans. He is past president of the Retirement Advisors and Designers of America (RADA), an Advisor Council member of Envestnet Asset Management (NYSE: ENV), and a Board Member of Envestnet Retirement Solutions. Kent joined Asset Strategy Consultants in 2007.
This individual is part of the Pensionmark Advisor Support Program and is registered with Asset Strategy Advisors, LLC and not Pensionmark Financial Group, LLC.
Kevin has extensive experience in the retirement plan industry providing advisory services to a wide array of clients including corporate retirement plans, financial institutions, and individuals. Entering the business in 1993, Kevin has developed unique expertise enabling him to help guide his clients through the retirement world.
He is a Managing Director of Pensionmark's Pittsburgh office as well as an owner of American Pension Benefits, a full service TPA firm.
Kevin graduated from Allegheny College with a Bachelor of Arts Degree in Economics with a focus on Information Technology. In addition, Kevin earned his Certified Employee Benefits Specialist (CEBS) designation from the Wharton School of Business and International Foundation of Employee Benefit Plans (ISCEBS) in 1999.
He is an active member of many retirement plan focused organizations including Retirement Advisors and Designers of America (RADA), ASPPA, and ISCEBS. He is a frequent speaker at industry conferences including RADA, advisor forums, and state bankers associations.
Kevin is also the co-author of the recently released book “Beating the Best: Winning Strategies to Improve Your Company’s 401(k)”.
Mallory Van Leeuwen
Managing Director, Wealth Management
Mrs. Van Leeuwen focuses on simplifying her clients' financial lives while helping them pursue their goals and dreams. Communication, education, and risk management are the cornerstones of her practice.
Before joining the Pensionmark team, Mrs. Van Leeuwen was a Financial Advisor at Wells Fargo Advisors. She graduated from the University of California, Berkeley with a Bachelor of Science degree.
She has since earned numerous financial accreditations including the CERTIFIED FINANCIAL PLANNER TM designation from the College of Financial Planning and Accredited Asset Management SpecialistSM. Mrs. Van Leeuwen also holds her Series 7 and Series 66 registrations in addition to her CA Insurance License.
Managing Partner, Benefitmark
Designations: AIF®, CRPS®, C(k)P®, PPC™
Mark Scalera, AIF®, CRPS®, C(k)P®, PPC™ is the Managing Partner at Pensionmark’s New Providence, New Jersey office. He is also Managing Partner of his Corporate Benefits practice, Benefitmark. He has an extensive background in Corporate Retirement Plans, Executive Compensation Plans, Employee Benefits, Insurance and Investments. His clients primarily include mid-size corporations, small businesses, non-profits and corporate executives.
Mark is one of a select group of financial professionals in the nation to be invited to obtain the Certified 401(k) Professional designation, C(k)P®, through the Retirement Advisory University at UCLA Anderson School of Management Executive Education. It is the only such certification offered in cooperation with a nationally recognized institution of higher education. He currently holds licenses for Life, Health and Property & Casualty Insurance, as well as his Series 6 and 63 investment licenses. His professional industry designations include Chartered Retirement Plans Specialist, Accredited Investment Fiduciary, Professional Plan Consultant besides the Certified 401(k) Professional.
Mark has more than 35 years in the financial services business and has consulted on a range of projects for corporate acquisitions and divestitures, the federal employee retirement system FERS, U.S. defense contractors, airlines, shipping companies, manufacturers and multi-national IT consulting firms. He began his career in 1981 with Prudential.
Mark has participated in three DC Fly-In Forums as a member of the National Association of Plan Advisors (NAPA). This is a by-invitation-only event which gathers the nation’s top Retirement Plan Consultants who meet with members of Congress, representatives from the US Department of Labor, representatives of the Securities and Exchange Commission and other US Government executive branches to discuss important issues affecting Americans as they save for their retirement. On July 19, 2017, Mr. Scalera met with Congressman Leonard Lance who has served on the House Financial Services Committee and the House Energy and Commerce Committee. The discussion focused on the following issues:
- The House Republican Blueprint for Tax Reform
- Increased Limits and Expansion of Health Savings Accounts (HSA’s)
- Pass-through Income Tax Rate Reductions and Their Potential Effect on the Current Retirement Plan System
- Electronic Delivery of Retirement Plan Information and Notices
- Using the “Sidecar” IRA Model to Reduce Investment Costs for HSA’s
Elizabeth Duda, Alisa Wolking, members of the Government Affairs Team for NAPA and the American Retirement Association, thanked Mr. Scalera for participating in the NAPA Fly-In Forum Meetings on Wednesday as a constituent with real-world insight into the operation of employer-sponsored retirement plans and recognized his participation in advocacy on the Hill continues to play a critical role in affecting retirement policy.
Martin L. Kerns, II, JD
President and Chief Executive Officer, Kerns Capital Management, Inc.
Marty represents a family of financial advisors that has been committed to helping America retire since 1996. Marty’s father Lane Kerns was the founder of Compensation Planning Incorporated, one of the most established third-party retirement plan administrators in the country.
Prior to joining Kerns Capital in 2007 as a retirement plan advisor, Marty spent 15 years as an attorney with the Houston law firm of Beirne, Maynard & Parsons (“BMP”). The analytical, problem-solving and management skills developed as a partner with BMP continue to serve him well in his financial advisory roles.
Retirement Plan Advisor & Money Manager
In addition to his partnership with Pensionmark® Retirement Group, Marty is President and CEO of Kerns Capital Management, Inc., a SEC Registered Investment Advisor that specializes in retirement plan investment solutions as well as managed accounts. He also serves as portfolio manager of the KCM Macro Trends Fund. Marty’s partnership with Pensionmark allows him to offer his clients enhanced services focused on mitigating fiduciary risk and achieving retirement success.
- Fiduciary Review Process
- Investment Due Diligence
- Retirement Plan Design Assistance
- Plan Sponsor and Participant Education
- Financial Wellness Program
- Managed Accounts (QDIA)
- Industry, Education & Passion
Marty serves on the Guggenheim/Rydex Dynamic Advisory Board and formerly served on the Board of the National Association of Active Investment Managers. He has been a panelist on Asset TV and speaks to advisors on issues of fiduciary prudence.
Marty holds a bachelor's degree in finance from the University of Texas at Austin, a J.D. from South Texas College of Law, and is an Accredited Investment Fiduciary®.
For more information about Kerns Capital Management, visit www.kernscapital.com.
Mary M. Francisco
Designations: CFM, CRPC, PPC
Mary's commitment to retirement planning has helped hundreds of employers and thousands of employees implement the path of pursuing their retirement dream.
As a Financial Advisor in Southern California who has been in the financial services industry since 1978, she has had a dedicated focus on 401(k) management since 1994. Having obtained the professional designations of Chartered Retirement Planning Counselor (CRPC), Certified Financial Manager (CFM), and Professional Plan ConsultantTM (PPC), Mary stands out in the industry as a seasoned financial advisor who is constantly learning for the benefit of her clients.
With this expertise, Mary assists businesses and their employees with the multidimensional aspects of business and personal financial planning.
Mary is a graduate of San Diego State University and has a degree in Spanish Linguistics with a minor in Business Finance. She is an avid water-skier as well as being actively involved in her community. She is a board member of The First Tee of Pasadena, an organization that impacts the lives of young people through the game of golf by building character and instilling life-enhancing values.
Designations: CFP, CPFA, ChFC, LUTCF
As a CERTIFIED FINANCIAL PLANNERTM Professional and seasoned entrepreneur, Melinda brings over 30 years of Financial Services knowledge to the Pensionmark Team and her clientele. As a 401k Advisor Melinda brings her expertise not only to Plan Sponsors as a Co-Fiduciary on the Investments in their plans but also as an advisor to their employees. The combination of One-on-One Meetings, Monthly Newsletters and Webinars provide employees with the knowledge they need to make informed decisions about their Retirement Assets. Melinda graduated from California State University-Northridge with a B.S. degree in Business-Marketing, and completed her post graduate work in Financial and Estate Planning. Her Certifications include:
- CFP(CERTIFEID FINANCIAL PLANNER Professional)
- CPFA (Certified Plan Fiduciary Advisor)
- ChFC (Chartered Financial Consultant)
- LUTCF (Life Underwriter Training Council Fellow)
Melinda Thomas is both an Investment Advisory Representative (Series 65) and a Registered Representative holding her Series 7, 8, and 63 securities registrations.
Community Service has always been important to Melinda including:
- Past President of the Rotary Club of San Luis Obispo de Tolosa
- Graduate of Leadership SLO XXII
- Member of the San Luis Obispo Chamber of Commerce
- Member of the Military Parents and Friends of the Central Coast
Mero has spent the last twenty years of his career helping companies and individuals formulate retirement plans designed to address their retirement goals. The focus of his services is:
- Design assistance of qualified retirement plans and non-qualified executive benefits programs
- Measuring and monitoring of fiduciary liability
- Investment due diligence
- Client portfolio management
Mero received a BA in Accounting from Washington & Jefferson College and a MBA from Duquesne University. Additionally, he has earned the Accredited Investment Fiduciary® (AIF®) and has been recognized by Pittsburgh Magazine as a Five Star Wealth Manager*. Mero is currently Vice President of RADA® (Retirement Advisors and Designers of America) and actively involved with ASPPA® (American Society of Pension Professionals & Actuaries).
*2013 Five Star Awards are based on ten objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2013 Five Star Wealth Managers.
Managing Director, Mid-Central
Designations: AIF®, CRPS, C(k)P
Michael E. Morris, AIF®, CRPS®, C(k)P, is a Managing Director for Pensionmark in the Mid Central regional office. He is responsible for the development and oversight of the institutional consulting business in the retirement plans marketplace for corporate, nonprofit and governmental plans in the Mid-Central region. Mr. Morris has more than two decades of experience in the retirement plans and institutional investment consulting marketplace.
Michael was named to the 2017 edition of the Financial Times 401 Top Retirement Plan Advisers. This list recognizes the top financial advisers who specialize in serving defined contribution (DC) retirement plans. He was also recognized in PLANSPONSOR Magazine’s article “Who The Best Advisors Are.” Michael was recognized by the DCPI Institute in 2009-2012 as a “Top 300 Influencer” within the retirement plans marketplace. Mr. Morris is quoted frequently and is a contributor to major industry conferences, including ASPPA, CFDD – Center for Due Diligence, PLANSPONSOR, PLANADVISER & RPAG.
Mike currently holds the Accredited Investment Fiduciary (AIF®) and the Chartered Retirement Plan Specialist (CRPS®) designations. He earned a B.A. from Xavier University.
Michele is the Advisory Representative at the Lancaster, California office with over 20 years of advisory experience. Mrs. Lantz provides investment advisory services to many types of clients including corporate retirement plans (401k plans, profit sharing, and deferred compensation) and individuals. Prior to joining Pensionmark in 2010 she managed retirement plans with Visco Financial. Michele has received various awards while with Lincoln Financial Securities, such as Presidential Partner, Presidential Council, and Executive Council from 2000-2007. Michele has earned her Series 7 and 63 registrations.
Michele is very innovative with all of her clients and works with them to provide customized strategies for their retirement plans. She provides hands-on education tools and meetings for her retirement plan clients.
Michele currently resides in Palmdale, CA with her teenage girls.
Noel J. Trias has over twenty-four years experience in the financial services and benefits industry with primary focus in the corporate benefit trust and retirement plan markets. Along with serving as assistant controller with the Kimpton Group, Noel brings a strong accounting and financial background when consulting with corporate clients.
Noel oversees the Retirement Plan and HRA consulting practices of Benefits Matrix. In 1989, Noel began his financial services career with New England Financial Advisors and began specializing in the qualified and non-qualified plan marketplace. In 1994, he joined Wells Fargo Bank as a business retirement specialist and soon after was promoted to Regional Sales Manager - Institutional Trust. His division was instrumental in solidifying Wells Fargo’s retirement plan and corporate benefit trust presence throughout California, focusing on the small to middle markets. Prior to founding Benefits Matrix, Noel was Regional Vice President with AIG/SunAmerica Retirement Markets responsible for retirement plan sales for the western region of the U.S.
Noel has a degree in accounting from the University of San Diego and earned a M.S. in Financial Services from Golden Gate University in 1990. He has been a featured guest speaker with chambers of commerce and trade associations across Arizona and California. He is active in church serving as an elder and teacher of the Orange Glen Church of Christ.
Designations: CFP, QPFC, ChFC, LUTCF
Rick has spent his entire professional career of over 25 years helping employees to pursue a retirement with enough income to fulfill their retirement dreams. He has done this by working with employers to help them to optimize their retirement plan and offering the financial education to their employees. These steps help his clients' employees work towards saving sufficiently to make those dreams a reality.
With 25+ years in the retirement plan world and close to 100 corporate clients in Northern California (part of Pensionmark's more than 1,600 national clients), Rick has the experience necessary to help guide his clients through the maze of regulatory compliance and best practice decisions.
In 2010, Rick's efforts at supporting his clients was recognized by PLANSPONSOR® Magazine as they named him their ‘Retirement Advisor of the Year.'*
Prior to founding Northgate Retirement Group in 2006 (which merged into Pensionmark in 2012), Rick was the Vice President of Northern California for Principal Financial and was responsible for sales, marketing, and administrative services for their 1,200+ retirement plan clients. The clients, both "for profit" and "not for profit" ranged in sizes from $1 million in plan assets to hundreds of millions of dollars.
Rick graduated from Rollins College with a degree in Economics and has an MBA from Babson College. He is an Investment Advisor Representative and holds Series 6, 7, 24, 26, 63 and 65 registrations. He has also earned the PLANSPONSOR® Retirement Professional (PRP) designation.
Rick and his wife of over 22 years live in Novato, CA with their 18 year old daughter and 15 year old son. They spend most weekends participating in some activity involving the kids and love to vacation on Cape Cod.
When he is not working with clients, Rick enjoys working out as a 'Crossfit' disciple and playing golf with friends. He has served on the finance committee of his golf club for many years and also coaches his daughter's school basketball team.
*PLANSPONSOR's Retirement Plan Advisor of the Year is based upon nominations by industry professionals and selected based on quantitative evaluation of service levels and feedback from plan sponsor clients. Advisors who have attained the PLANSPONSOR® Retirement Professional Designation receive an automatic nomination.
Designation: AIF® (Accredited Investment Fiduciary)
Bob heads Pensionmark’s Metro New York office, and is primarily responsible for the development and oversight of its institutional consulting business for corporate, tax‑exempt, and governmental retirement plans.
Bob has extensive institutional experience, with nearly 30 years in the retirement plan industry. He has spent the majority of his career servicing plans of all sizes and complexities, including several of the nation’s largest retirement plans. His breadth and depth of knowledge cover all aspects of defined contribution, defined benefit, ESOP, and non-qualified plans, including:
- Recordkeeping platforms
- Plan Design/Behavioral Finance techniques
- Institutional investments and stable value portfolios
- Fiduciary governance
- Liability-driven investing of defined benefit plans
- Buy-in/buy-out strategies of defined benefit plans
- Employee engagement and financial education strategies
Prior to founding the Metro New York office in 2016, Bob ran the Principal Financial Group’s largest retirement sales and service office in New York City for many years. Bob supervised its team of 15 highly trained professionals, personally working with plan sponsors and retirement plans of all sizes and complexities, and responsible for annual goals exceeding 500 plans and $1.2 billion in corporate and tax-exempt retirement plan assets.
Bob lives in Basking Ridge, New Jersey with his wife, Leslie, and children Ryan, Connor, Katie, and Colin. His passions include coaching football and baseball at the youth level and spending time at Long Beach Island with his family. Bob is a former board member of the Worldwide Children’s Foundation and current trustee of Chuck’s 15 Yard Foundation, assisting a local family in financial difficulty.
Designations: CRPS, CPFA
Roger has over 25 years experience working with various types of retirement plans. He works closely with plan sponsors to help achieve efficient plan design, fiduciary compliance, investment selection and to help implement effective employee communications aimed towards positive outcomes. Roger also provides individual wealth management and insurance services.
Roger is a graduate of California State University, Los Angeles, and holds a Bachelor of Science degree in Business Administration and Finance. He holds his series 63, 65 and 7 registrations.
Roger is happily married to his best friend, Lupe. They are raising three wonderful teens, Brianna, Mark and Michael.
Sara K. Morgan
Regional Director – Senior Consultant
Sara is Senior Consultant and head of the Raleigh/Durham office of Asset Strategy Consultants. Sara brings more than 30 years of experience in financial services to her endowment, foundation and retirement plan clients.
Prior to joining Asset Strategy in 2002, Sara worked for the investment banking firms of Alex Brown and Sons in Baltimore and Deutsche Bank for nearly 20 years. She spent several years as an Associate Research Analyst for Alex. Brown. Sara’s area of research specialization was in following both hardware and software companies for the firm. She then spent nearly fifteen years as a Partner and Senior Trader in the Over-the-Counter department of the Equity Division.
Sara brings more than 30 years of experience in financial services to her endowment, foundation and retirement plan clients. Sara graduated Cum Laude with a Bachelor of Arts degree from Hollins College, where she majored in Economics. She is currently a Trustee of the Kernan Hospital Endowment Board, a member of the Finance Committee of Durham Academy and is a member of the Henderson Street House Foundation. She has also completed the Callan College for Fiduciary Training.
Partner, Investment Advisor, Wealthpath
Scott brings unique experience to Pensionmark's Little Rock office, Wealthpath Investment Advisors, having advised a wide range of clients with personalized strategies. Starting his career as a financial consultant with PaineWebber Private Client Group, Scott went on to open his own firm before joining Pensionmark. Scott is Series 7, 63 and 65 registered and holds life and health insurance licenses. Graduating from Lyon College with a B.S. degree, Scott brings nearly two decades of financial advisory experience to the Pensionmark team. In his free time, he enjoys spending time with family, hunting, and volunteering at various Little Rock civic organizations.
Designations: AIF®, CRPS
Sean O’ Flaherty has been in the financial services industry since 1991 and has been a speaker on retirement plan topics at many industry events including the National Convention of ASPPA (American Society of Pension Professionals and Actuaries), California Society of CPA’s, Associated General Contractors, and the Human Resources Association of Treasure Valley Conference.
Mr. O’Flaherty is a 1986 graduate of St. Mary’s College of California with a B.S. in Business and a minor in Economics. Sean is active in several industry organizations including ASPPA, NAPA, WP&BC, and HRATV. He is married with three children and resides in Eagle, Idaho.
Designations: CFP®, AIF®
Shannon Main began her career in the financial services industry in 1994 and works exclusively with corporate retirement plan sponsors, designing plans to help meet the most critical fiduciary standards in an increasingly stringent regulatory environment. She is co-founder and Principal of Fiduciary Retirement Advisory Group, having built on her extensive experience as Managing Director of Penniall Retirement Advisors, and in working with corporate retirement plan clients at USI Southern California and Morgan Stanley.
Shannon earned a B.S. in Biological Sciences from the University of California, Irvine. She holds the CERTIFIED FINANCIAL PLANNER credential and the Accredited Investment Fiduciary designation.
She is currently a member of the National Association of Plan Advisors (NAPA) and the Envestnet Retirement Solutions Advisory Council, and serves on the Board of Directors of the Western Benefits & Pension Council, Orange County Chapter. Shannon has spoken at national conferences and local industry events on a variety of retirement plan focused topics. She was selected as a delegate to the 2015 and 2016 NAPA DC Fly-In Forum, where the nation’s leading retirement plan advisors brief congressional leaders on the importance and future of workplace retirement plans. She was named among the 2016 Financial Times 401 Top Retirement Plan Advisors, and was designated as a Captain in NAPA’s roster of Top Women Advisors in 2015 and 2016, an award granted to only 50 women nationwide.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER TM and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The Center for Fiduciary Studies owns the marks AIF® and AIFA®, which it awards to individuals who successfully complete initial and ongoing accreditation requirements.
Stuart H. Herskowitz
Senior Vice President, Client Relations
Stuart is experienced in many facets of the retirement planning process. As the head of client relations for Hooker & Holcombe, he sources, coordinates and transitions new clients, ensuring their complete satisfaction. He actively consults with both public and private sector employers on a range of institutional retirement plan issues. As a partner of the firm, he plays a leading role in strategic planning and client relations.
Stuart’s specialties include working with tax exempt and private sector employers to identify possibilities and help them achieve their financial goals. As an Accredited Investment Fiduciary (AIF®), Stuart also consults with clients to review and assess their fiduciary processes and practices.
Stuart joined the firm in 1996. Prior to joining the firm he was vice president, practice leader with Professional Pensions, Inc.
Stuart has a Bachelor of Science in Chemistry from William Paterson University. He also holds Series 6, 26 and 65 securities registrations.
Stuart is a Certified Retirement Counselor (CRC) and Accredited Investment Fiduciary (AIF®).
T. Michael Hogan, Jr.
Mike Hogan has been in the investment, employee benefits and financial service industry for twenty eight years. From 1987-89 he served as lead employee benefits and financial services representative for Aetna Life and Casualty during the launch of Aetna’s 401(k) platform, “401EZ”, and its Preferred Provider Health Insurance Program, “Aetna Partners”. He worked in both the Los Angeles and Honolulu offices before starting his consulting practice in January of 1989 offering investment advisory, employee benefits and financial services to individual consumers, corporations, associations, and unions.
Mike founded Hawaii Western Investment Services, LLC. in 2014 offering Investment Advisory and Financial Service Solutions to the local market with an emphasis on Fiduciary Oversight and Participant Education. He also founded TM Hogan, Inc. in 1992 which was acquired by Bank of Hawaii in 2006 and a separate Investment Management Firm that was acquired by Boston Partners/Robeco in 2002. He is a graduate of California Polytechnic State University (Cal Poly), San Luis Obispo with a Bachelor’s of Science Degree in Business Administration and pursued a Master’s Degree in Business at Chaminade University.
Mike is currently a member of the International Foundation of Employee Benefit Plans, Chairman of the Saint Louis School Board of Trustees, Juvenile Diabetes Foundation Board and Golf Tournament Chair, Adult Friend’s for Youth Board Member, Kama'aina Kids Board Member, D. Otani Produce Board Member; and has previously served on the St. Anthony’s School Board of Trustees, Special Olympics Fund Raising Committee, American Heart Association Golf Tournament Committee, Women in Need Golf Committee, National Association of Health Underwriters, Hawaii Association of Health Underwriters, Past President of the Investment Society of Hawaii, and member of Metropolitan Rotary of Honolulu . He has held professional licenses for insurance (Life and Health) and securities registrations (FINRA - Series 7, 63, 65, 52).
Designations: AIF®, PRP
Tom Ming is Managing Director of the Pensionmark Retirement Advisory Group based in Bakersfield, California. Mr. Ming is actively involved in his community and enjoys the challenge of getting America's work force to adequately save for retirement. Mr. Ming's retirement practice includes investment fiduciary consulting, employee education, plan benchmarking, as well as other services to the qualified plan and fiduciary advisory market. He consults with a variety of industries to create retirement plan services to address today's retirement needs.
Mr. Ming has had the opportunity to speak at several retirement plan conferences and continues to be heavily involved with several leading industry organizations. Mr. Ming has completed the necessary training to be a Plan Sponsor Retirement Plan Professional (PRP) and the (AIF) Accredited Investment Fiduciary through Fi360. Mr. Ming was a finalist for “Advisor of the Year” in 2015 for Plan Adviser Magazine and was just recognized as a Top DC Adviser Firm to NAPA’s first ever listing1.
Raised in Bakersfield, California, Mr. Ming has three children and is married to Amy M. Ming, a special education teacher.
11List of leading individual advisor firms ranked by DC assets under advisement.
CEFEX-Certified Retirement Plan Advisor
Designations: RPA, AIF®
Tony Black is a CEFEX-Certified Retirement Plan Advisor of SevenHills Benefit Partners, A Pensionmark Retirement Firm based in St. Paul, Minnesota.
Mr. Black provides specialized retirement plan support and advisory services. He has been working as a Qualified Plan Consultant since 2005, and has experience working with hundreds of different employers’ plans, including Defined Contribution and Defined Benefit plans.
Tony advises plan sponsors in the development and management of their retirement plans to make sure the goals of the organization are in line with the design and operation of the plans. Tony helps employers manage their fiduciary obligations to participants with concentrated focus on efficient plan design, regular plan review and documentation, and strategic and direct participant communications.
Mr. Black graduated from The Carlson School of Management at the University of Minnesota with degrees in Finance and Entrepreneurial Management. While in college, he had active leadership roles in the Professional Business Fraternity Alpha Kappa Psi. He remains an avid Gopher fan and active Alum.
Tony resides in Eden Prairie with his wife and two daughters, and enjoys playing golf, softball, basketball and football when he has spare time.
Designations: CRPS, AIF®
Since graduating from Indiana University in 1991 with a Bachelor of Arts degree in Business Economics, Mr. Winkeljohn has spent his entire career focusing on partnering with companies in the design, implementation, and overall management of defined contribution plans.
Mr. Winkeljohn was one of the first Investment Advisors to receive the Accredited Investment Fiduciary (AIF®) designation from the University of Pittsburgh Katz Graduate School's Center for Fiduciary Studies and has been recognized 30 times for outstanding sales, service, and commitment to clients.
Mr. Winkeljohn currently maintains Life and Health Insurance licenses.
Tracie graduated from the University of Southern California with a B.A in Psychology. She is a Series 7 & Series 66 registered advisor and is an Affordable Care Act Exchange Producer. She focuses on investments, health insurance, and retirement planning, as well as Medicare plans and long-term care insurance. Outside of work, Tracie enjoys spending time with her husband and 3 children, riding horses and gardening. She is active member of her church and past President of the Fayetteville Newcomers Club.
Designations: AIF®, CFP, C(k)P
Tuyen (Twin) Pham’s insurance and financial services career began with First American in 1989 where he started in the mailroom, working as a file clerk and runner, and even washing company cars for executives.
After receiving his B.S. from Arizona State University and a MBA from The American Graduate School of International Management (Thunderbird), Tuyen accepted a position with MetLife as a Group Sales Rep. Honing his skills in medical, dental, life and disability insurance is how he earned Rookie of the Year honors; but it was his Pension/401(k) sales knowledge that set his career in motion. In 1998, he opened MetLife’s first Arizona pension office. He also created and helped implement the first automatic IRA rollover program for MetLife’s 401(k) division. Not too long after, he joined The Guardian and opened their first pension office in Arizona.
Tuyen then joined Safeco Insurance Company in December of 2001 where he opened their first Arizona pension office. In addition to receiving Rep of the Year in his first and second years with the company, Tuyen also helped design a 401(k) product for Safeco’s retirement market.
Tuyen currently serves or has served on several Advisory Committees/Councils, including Great-West Financial, John Hancock, Symetra Financial, Nationwide Financial, Principal Financial Group, Standard Financial, The Association of Builders & Contractors, Metro WorkSource and The Boys & Girls Clubs of Garden Grove. He is also the President of the Alumni Chapter of Thunderbird School of Global Management. Tuyen has his Series 6, 7, 63 and 66 registrations and carries a Life/Health license. He is also an Accredited Investment Fiduciary (AIF®) and Certified 401(k) Professional (C(k)P®).
With his twenty plus years of experience and vast knowledge of the 401(k) market, Tuyen has become a leading retirement specialist in the industry. He has established over 600 retirement plans and is sought out by industry professionals for his advanced knowledge on product and product designs. He holds the honor of being named PLANADVISER's Top 100 Retirement Plan Advisers1 & Financial Times Top 401k Advisor2 & NAPA Top 401k Advisor3.
In addition to 401(k) planning, Tuyen brings expertise in the areas of Executive Deferred Compensation, 529 College Savings Plans, Key-Person Insurance and Buy-Sell Agreements.
1The “Top 100 Retirement Plan Advisers” list by PLANADVISER Magazine recognizes individuals, teams, and multi-office teams according to quantitative measures, including the dollar value of qualified plan assets under advisement as well as the number of plans under advisement. Nominations were solicited online from retirement plan advisers, their employers and/or broker/dealers, and plan sponsors, as well as from working partners of these advisers, including investment vendors, accountants and attorneys, and pension administrators.
2Applicants were required to advise on at least $50m in DC plan assets and have at least 20 per cent of their client assets in DC plans. Selected via questionnaire and Financial Times research.
3List of leading individual advisor firms ranked by DC assets under advisement.
Chairman, MBI Investment Advisors, CEO, Meridien Pensionmark
Vincent has spent his career, spanning five decades, designing, implementing and administering executive benefit plans that supplement restrictive qualified retirement and group insurance plans. Some areas of expertise include:
- Supplemental Executive Retirement Plans (SERP)
- Deferred Compensation Plans
- Salary Continuation Plans
- Executive Carve Out Plans (Life & Disability)
- Bonus Plans
- Split Dollar Life Insurance
Clients served over the years have included Fortune 50® organizations, large non-profit organizations, law firms, hospital groups, manufacturers, banking institutions, life insurance companies, and successful enterprises of all size. Vincent has always embraced the challenge of finding solutions for each client’s unique needs and has instilled a sense of pride, accountability and proactivity in his team to help ensure that clients’ expectations are met. In addition to his Executive Benefits practice, Vincent has grown a sizeable wealth transfer practice serving ultra-high net worth individuals and families to transfer wealth generationally. Vincent has led multiple, leading insurance carriers in annual production, including being inducted to the renowned Pacific Life Insurance Company’s ‘Vanguard’. Vincent has been a member of the prestigious AALU® (The Association for Advanced Life Underwriting), the Forum-400® and other life insurance consortiums.
In addition to founding Meridien in 1975, Vincent was a founding partner of New England Trust Company the same year at the age of 31. New England Trust was nationally chartered and grew from dollar-one to have over $1.4B in Assets Under Management when sold in 1994. New England Trust served the investment management needs of high net worth families, defined benefit plans and other institutional investors.
Vincent was first exposed to finance while attending DeWitt Clinton High School, Bronx, NY, where he worked delivering stock certificates, and fondly recalls riding the elevator to the top floors of the Citibank building in Manhattan. Moving from NYC to Rhode Island for college, he remains a resident to this day. When not found at the office, Vincent enjoys boating, Formula 1 car racing, and travel.
W. Dean Salyer
CEO/President, WD Pensionmark
Designations: AIF®, CPFA
Dean Salyer is a Retirement Plan Consultant, Investment Advisor Representative and avid Team Roper. While competing in Team Roping both professionally and throughout his intercollegiate career, he learned how to stay focused, disciplined and work as a team. Dean has taken these skills and developed a prudent process to educate both retirement plan sponsors and participants on how to build a comprehensive retirement plan and retire with dignity.
Dean has more than 12 years of industry experience and holds the Accredited Investment Fiduciary® designation from the Center for Fiduciary Studies. Dean partnered with Pensionmark Financial Group in order to offer his clients enhanced services while aiming to mitigate their risk and focusing on managing their retirement plan goals. He is well known as a valuable consultant for both his retirement plan clients and professional partners and has a streamlined process that to help retirement plan sponsors and participants.
Retirement Consulting Services:
- Fiduciary Review Process
- Investment Due Diligence
- Retirement Plan Design Assistance
- Employee Education "one on one"
- Financial Wellness Program
- Bachelor’s Degree in International Business, Texas Tech University; Rawls College of Business.
- AIF®, Accredited Investment Fiduciary® designation from the Center for Fiduciary Studies.
- National Intercollegiate Rodeo Association (NIRA) Qualifier, Top Ten Finish ' 2 years.
- Director of multiple scholarship fund raisers for Central Texas students.
- San Antonio Stock Show & Rodeo Life Member
- 2017 Top DC Advisor Firm1
- NAPA Top 40 Under 40 Young Guns2
- 2017 Financial Times 401 Top Retirement Plan Advisors3
Dean and his wife, Gabriella, a speech therapist for children, currently live outside of San Antonio on their horse ranch. They have two daughters Scarlett and Daniella. The family enjoys traveling to many different States and foreign countries. In addition to watching his daughters grow and team roping, he enjoys golf, fishing, and hunting, & coaching.
1List of leading individual advisor firms ranked by DC assets under advisement.
2Through nomination, quantitative and qualitative data responses, and voting.
3Applicants were required to advise on at least $50m in DC plan assets and have at least 20 per cent of their client assets in DC plans. Selected via questionnaire and Financial Times research.
William Orr provides experienced retirement consulting services by helping his clients understand their retirement plan, attempting to mitigate unintended risks, and providing clarity with regard to plan fees and expenses.
For more than 20 years, Will has been helping clients with their retirement plan needs. Prior to founding Compass Corporate Retirement Solutions, he worked for leading mutual fund and retirement plan providers, such as Fidelity Investments, Morgan Stanley and Daily Access Concepts. Additionally, he is regularly requested to share his knowledge and insight of plan management and fiduciary liability at a number of national forums.
Business Building Services include:
- Vendor Relationship Management
- Plan Expense Transparency
- Employee Communication
Will believes his relationship management experience is the catalyst for establishing strong long-term partnerships with his clients. He aims to provide is clients objective advice and recommendations as they work together to select partners to help accomplish the client’s goals.
As a plan sponsor and fiduciary, it is critical to be at the helm of plan fees. Will works to help them understand the costs of their retirement plan and determine any necessary adjustments aimed to bring greater cost efficiency.
Communication is key to enabling employees to maintain their current lifestyle in retirement and retire on their own terms. Will’s experience with plan communication helps present and promote each client’s retirement goals. He utilizes a variety of web based and mobile technologies, in addition to traditional group enrollments, to engage and educate employees and help them begin their track to a successful retirement.
Education, Registrations, and Specialized Training
* B.S., Finance, Xavier University
* FINRA Series 6, 7, 63, 65 Registrations
* Accredited Investment Fiduciary® (AIF®)
Will and his wife, Heather, have been married for over 20 years and are busy raising Abby, Carly, Christopher and Claire.
Alfred J. Morrison
Principal and Senior Consultant
Al is a Co-Founder, Managing Principal, and Senior Consultant in the Hunt Valley (Baltimore) Office of Asset Strategy Consultants. He developed the firm`s affiliation with Callan Associates in 1991. In addition, he has directed the growth of the firm since its inception in Baltimore to an organization with operations in Boston, Charleston, Harrisburg, and Raleigh/Durham.
Al earned his Bachelor of Science Degree in Business Administration from the University of Dayton. Upon graduation, he entered the United States Air Force, obtaining the rank of Captain. After receiving an Honorable Discharge from the Air Force, he started his career in the financial services industry, which included Dupont, Walston & Company and Merrill Lynch Pierce Fenner & Smith.
Senior Director, MBI Investment Advisors, SVP, Meridien Pensionmark
Designations: ChFC, CLU, CAP
- Over 25 years of experience working with affluent clients, businesses, and their advisors to creatively design and implement estate, philanthropic, retirement, and executive benefit plans
- Chartered Financial Consultant, Chartered Life Underwriter, and Chartered Advisor in Philanthropy
- International Association of Advisors in Philanthropy
- Lifespan Planned Giving Advisory Committee
- Rhode Island Estate Planning Council
- Series 6 & 63 registrations
Anne B. Hernandez
Sr. Research Analyst, Asset Strategy Consultants
Anne is a Senior Research Analyst in the Hunt Valley headquarters of Asset Strategy Consultants.
Anne performs a broad range of alternative, as well as traditional, investment manager searches. She and is responsible for asset allocations, quarterly reporting, performance attribution reports, investment manager searches and special analytical projects.
Anne graduated Cum Laude from the University of Richmond with a Bachelor of Science in Mathematics and holds an M.B.A. in Finance from Loyola College.
Casey joined the RedStone team in early 2015 after spending many years crafting high end custom staircases. Working in Utah homes ranging from $1-$5 Million and managing multiple teams of finish carpenters, fine details were critical. Casey now uses that attention to detail to craft financial plans both for individuals and corporations. With a passion for economics, mathematics, and years of developing client relationships, he adds great dimension to our team. His business background includes project management, team leadership and quality control. Casey’s professional experience has given him a keen ability to assess clients’ current financial picture and orchestrate the many moving parts of a financial plan. Mr. Taylor holds a B.S. of Accounting degree as well as the Series 7 and 66 registrations. He currently resides in American Fork, Utah with his wife and four children.
Charles E. “Ted” Herget, Jr.
Principal and Senior Consultant
Ted is Co-Founder and Principal in the Hunt Valley (Baltimore) Office of Asset Strategy Consultants. For over 30 years, he has been a Consultant to endowments, foundations and retirement funds on investment strategy and the selection and monitoring of investment managers.
Ted earned his Bachelor of Science Degree in Business Administration from Loyola University in Baltimore. He completed courses in taxation, retirement planning, employee benefits and investments at The Johns Hopkins University and the University of Baltimore. He has attended The Endowment Institute at Harvard Business School.
Ted has received the following honors: “One of Baltimore’s Most Powerful Men,” (Baltimore Magazine 1988); “Marine of the Year,” (1958); appointed Commissioner on the Maryland Economic Development Commision by former Governor Robert L. Ehrlich, Jr.; and founded and owned one of the largest Mid-Atlantic Pension Actuarial, Benefits and Investment Consulting firms.
Ted has served on the Board of Trustees at Loyola University. He is also the past Chairman of both the Boards of Stevenson University and Loyola University. He currently serves on the Boards of Loyola’s Sellinger School of Business and Management and the University of Maryland Medical System’s Shock Trauma Hospital. A cancer survivor, Herget’s miraculous recovery has been written about in the Baltimore Business Journal and The Daily Record.
Designations: CLU, ChFC, RHU
Christopher Schneeman serves as President of SevenHills Benefit Partners, an independent agency with St Paul area roots tracing back over 80 years. SevenHills assists approximately 220 employers purchase and manage a full range of employee benefit programs with advice and support systems, as well as helping thousands of individual policyholders navigate their insurance options.
Qualified retirement plans have an integral part of SevenHills service since 1984. Schneeman has a keen sense of the special care employers need to properly manage the plan and protect participants, and to encourage understanding and participation by eligible employees.
Schneeman holds designations as a Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC) and Registered Health Underwriter (RHU). The life and health insurance industries recognize his professional achievements as a Life and Qualifying member in the Million Dollar Round Table, and as a “Golden Eagle” member of the Leading Producers Round Table.
Schneeman is involved in a variety of professional association leadership roles, serving as chair of the "Agents Coalition for Health Care Reform,” which advocates for responsible health insurance reform in Minnesota. He also serves as legislative committee chair of Minnesota Association of Health Underwriters (MAHU).
Schneeman actively advocates for clients by being engaged with the health reform debate. His expertise has been recognized by appointments to Governor Tim Pawlenty’s Health Care Reform Task Force and appointment to Governor Mark Dayton’s workgroup on exchanges and navigators. He serves on the Minnesota Chamber of Commerce Health Policy Committees as well as a subject matter expert for various other organizations. He is a regular featured speaker for health and insurance industry events.
A 1978 graduate of the University of Notre Dame with a BBA in Finance, Schneeman is a third generation of family insurance professionals in St. Paul. He has built a stellar reputation in the life insurance and employee benefit industry as an expert and client advocate.
Partner, Investment Advisor, Wealthpath
Specializing in portfolio management and advising clients, Clay holds a Chartered Financial Analyst (CFA) designation. He graduated from the University of Arkansas with a degree in Accounting and is from the Northwest Arkansas area. He has worked in the investment industry for over 14 years and is Series 7, 63, & 65 registered. Outside of work, Clay enjoys snow skiing, mountain biking, fishing, and spending time with his family. He serves on the Rogers City Council and he has served or is currently serving on numerous non-profit boards in Northwest Arkansas. The NWA Business Journal recently awarded Clay a spot on its “Forty under 40” list of local business leaders.
Senior Vice President, MBI Investment Advisors
Designations: CFP, ChFC
David began his career in 1985 with SunLife Financial. He remains driven by a simple set of core values: integrity, innovation, expertise and value.
With extensive experience in both the insurance and retirement plan arena, he has used his passion to help develop unique processes and methods to assist employers and employees maximize their retirement dollars and achieve financial independence.
He received a Bachelor of Science Degree in Marketing/Management from Bentley University in 1985 along with an Associate’s Degree in Accounting and Management. He also has received the Professional Designation of Certified Financial Planner (CFP®), Chartered Financial Consultant (ChFC®) and holds a Property and Casualty License as well.
David has two daughters and one grandchild. Kristen is currently a teacher in the Walpole Schools and Michelle is attending Graduate School and pursuing a Master’s Degree in Occupational Therapy.
Finally, David serves on MBI’s Investment Advisory Board and Executive Investment Committee. Currently David serves on the Insurance Advisory for the Town of Walpole and is a past Board Member and avid golfer at Walpole Country Club.
David Saunders, II
Principal, Asset Strategy Consultnants
David E. Saunders, II is a Principal of Asset Strategy Consultants. He is located in our Hunt Valley headquarters of ASC. He has nearly 20 years of experience in the investment management industry. He is co-consultant with several accounts, serving those with endowment/foundation, defined contribution and insurance companies. In addition, David works with the analytical team conducting manager research due diligence.
David’s achievements include:
- Affiliate Instructor (Portfolio Management) – Loyola/Sellinger School of Business and Management
- Chartered Financial Analyst (CFA) program – Level III candidate (2017)
- Callan College for Investment Managers (2010)
- Callan College for Fiduciary Training (2016)
- Member CFA Society of Baltimore
David graduated from Wofford College with a Bachelors of Arts in Finance and holds an MBA from Carey Business School. He is also Chairman of the Investment Committee for the Fuel Fund of Maryland.
After receiving a marketing degree from Iowa State University in 1997, Dennis began his career with Principal Financial Group as an Assistant Group and Pension Manager. He accepted the position of Regional Manager with Transamerica Retirement Services in 2001. Dennis started Griggs Retirement Plan Services in 2006 and provided qualified retirement plan consulting services to over 50 employers. He merged his practice with Kainos Partners in January 2011 and continues focus on qualified plans.
Eric began his career 1998. He is committed to helping his clients through the Kainos Partners proprietary consulting process, the ROI Experience©. This allows him to provide strategies to a client’s problems, and not to sell specific products.
Eric, his wife, Lisa, and their two daughters, Allie and Riley have lived in the Spring/Woodlands area since 1998. Their daughters play softball and train in gymnastics. Eric spends much of his time off coaching his daughter’s softball team. He also enjoys playing golf, hunting, fishing, and rooting for the Houston Texans and Houston Astros.
Originally from the Pittsburgh area, Glen has spent his entire professional career of over 20 years working with both individuals and business owners and trustees developing strategies to help address their financial goals.
Glen works with and advises individuals on retirement, investment, and estate planning. By focusing on the individual’s needs, desires and resources, Glen helps clients develop a sound strategy to implement and address their goals. Together with the client’s input, Glen will help implement the strategies to move the client toward their goals and will review the strategies on a regular basis throughout the years.
Glen also works with business owners and corporate trustees in a number of employee benefit areas including qualified and non-qualified retirement plans, participant education, executive benefits, and succession planning. He will work with the clients to implement the strategies in the most cost and time efficient manner.
Prior to working with Pensionmark Retirement Group, Glen gained experience at Axios Advisory Group as well as with American Express Financial Advisors and PNC Private Wealth Management.
Glen received his Bachelor of Science degree in Economics and a focus on Finance from Penn State University in 1989. Glen earned the Accredited Investment Fiduciary® (AIF) professional designation, awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh.
Glen currently lives in Cranberry Township with his wife and three boys (who are transitioning to their respective post high school ventures in the next few years). Glen remains busy outside of the office with volunteer organizations throughout the Cranberry Township community.
Partner, Investment Advisor, Wealthpath
Working in the investment industry since 1986, Jim has seen the markets move in every direction and brings extensive experience and skill to our team. He graduated from the University of Arkansas where he was a point guard on the men's basketball team. As a Series 65-registered financial advisor, Jim's primary focus at the company is consulting and advising retirement plans as well as managing individual and family financial portfolios. In his free time, Jim enjoys spending time with his wife Alice, golfing, reading, and watching the Razorbacks in any sport.
Vice President-Retirement Specialist, WD Pensionmark
As a veteran with eight years of service in the United States Army, joining as a Private and exiting as a Staff Sergeant, the discipline and leadership skills learned have helped pave the way for Joe's service mindset and passion for helping plan sponsors and participants pursue their retirement goals and retire with dignity.
With over 14 years of industry experience, Joe has helped plan sponsors, participants, and individual clients alike, to uncover and mitigate risk they are initially unaware of and aims to create strategies that align retirement savings with overall financial goals. Joe is dedicated to servicing his retirement plans and offering ongoing one-on-one guidance to help educate and prepare for addressing retirement needs. He is known as a valuable resource for his clients and delivers informative education and enrollment meetings that demonstrate his unique understanding of what it takes to achieve a dignified retirement.
- Perspective of Best Practices for Plan Sponsors
- Plan consulting and design assistance
- Education and Enrollment meetings
- One-on-one participant meetings
- Wealth management for individual clients
- Bachelor of Business Administration Degree in Finance from University of Texas at San Antonio.
Joe, born and raised in San Antonio, along with his wife, Vanessa, both enjoy traveling and discovering cultures of different countries. Joe is very family-oriented, spending most of his time with his five siblings and 17 nieces and nephews. Joe is also involved with multiple non-profit organizations and charities in his local community.
Designations: AIF ®, C(k)P ®
With over 30 years in financial services, Kathleen Branconier has focused exclusively on bringing high-level service to retirement plan clients since 2000. As cofounder and Principal of Fiduciary Retirement Advisory Group, she serves private and public companies through a highly developed fiduciary management process to help improve the effectiveness of plan sponsors on behalf of their employees. Kathleen developed and managed the retirement plan division for M Advisory Group, a M Financial firm, for 13 years and then joined Penniall Retirement Advisors in 2012 as Managing Director of Retirement Plans prior to forming Fiduciary Retirement Advisory Group.
She is a consultant and educational speaker to other retirement plan advisors, industry professionals and corporate plan sponsors. In addition to an MBA in Finance from Loyola Marymount University, Kathleen holds the Accredited Investment Fiduciary ™ (AIF®)* and the Certified 401(k) Professional (C(k)P ® )** designations.
Kathleen is an Investment Advisor Representative (IAR) with independent Registered Investment Advisory (RIA) firm, Pensionmark Financial Group, LLC, a top retirement plan consulting firm with national presence that is solely dedicated to the retirement plan industry. Kathleen was named among the Top Women Advisors by the National Association of Plan Advisors (NAPA) for 2015 and 2016. She was also named a Top 401 Retirement Plan Advisor by Financial Times for 2016. Kathleen qualified as a delegate to the 2016 NAPA DC Fly-In Forum to brief top congressional leaders regarding the importance and future on the nation’s workplace retirement plans. She is an active member of the National Association of Plan Advisors (NAPA) and Western Pension Benefits Association, regularly participating in industry organizations and conferences.
*The AIF ® is awarded by the Center for Fiduciary Studies to individuals who successfully complete initial and ongoing accreditation requirements.
** The C(k)P is awarded through The Retirement Advisor University ™ in collaboration with UCLA Anderson School of Management Executive Education.
Managing Director, Wealth Management, Investment Advisory Group
Kate is managing director of Hooker & Holcombe’s wealth management team, which is part of its investment advisory group. She is responsible for client relationship management for institutional clients and oversees the private wealth management line of business. In addition to her client and management responsibilities, Kate is involved in the sales and research areas of the firm. She has nearly two decades of experience serving the actuarial and investment advisory needs of both public and private clients, with the past nine years focused on investment-grade fixed income investing. Kate’s breadth of experience in both actuarial and investment advisory services offers a unique perspective for her clients.
Prior to joining the firm, Kate was with Prime Advisors, Inc. serving most recently as senior investment strategist and fixed income portfolio manager, where she managed over $2 billion in investment-grade fixed income assets.
Kate earned a Bachelor of Arts magna cum laude in mathematics and economics from Boston University and she is a credentialed Actuary.
Kate is a Chartered Financial Analyst (CFA) charterholder, an Associate of the Society of Actuaries (ASA) and a member of the American Academy of Actuaries (MAAA). She is also chairman of the Board of Directors at South Windsor Child Development Center in South Windsor, Connecticut.
Director of Qualified Plans & Education, Meridien Pensionmark
Mark has spent his entire professional career of over two decades working in the retirement services industry.
Mark joined Meridien Pensionmark in May 2015. He brings more than 20 years of experience along with invaluable relationships throughout the industry. In addition to his relationship management responsibilities, Mark heads the custom education platform called "Meridien Pensionmark University”. This unique education program identifies specific client needs and then tailors and customizes the ongoing education campaigns while being able to measure results. Previously, Mark worked at MassMutual for 5 years and prior to that he was an Assistant Vice President at Putnam Investments and worked for 15 years in various retirement roles.
Mark is a graduate of the Massachusetts College of Liberal Arts (MCLA). He maintains his FINRA Series 7, 6 & 63 registrations along with his Health Insurance license (MA & RI). He recently earned the CHSA (Certified Health Savings Adviser) Designation.
Mark and his wife along with their daughter live in Medfield, MA. When not at the office, Mark enjoys cooking, motorcycling and spending time with his family.
Based in Pensionmark’s Northwest Arkansas office, Matt has worked in the wealth management industry since 2014. As an independent financial advisor, he specializes in work-place retirement solutions and providing comprehensive wealth management strategies throughout Arkansas and Oklahoma. Matt graduated from the University of Arkansas with degrees in Economics and Spanish and is a Series 65-registered advisor. In his free time, Matt enjoys spending time with his wife Melissa, canoeing Arkansas’s beautiful rivers, and playing music.
CEFEX-Certified Retirement Plan Advisor
Designations: RPA, AIF®
Matt Voecks is a CEFEX-Certified Retirement Plan Advisor of SevenHills Benefit Partners, A Pensionmark Retirement Firm based in St. Paul, Minnesota.
Matt has been consulting with qualified retirement plans since 2004 providing a comprehensive customized approach for plan sponsors wanting to take advantage of his experience, knowledge of plan design and investment process. As a Qualified Plan Consultant he has experience working with hundreds of different employer plans across all industries ranging from retail, manufacturing and professional service firms.
Matt’s primary role is to provide custom plan design consultation, investment monitoring and analysis, fiduciary services and education for plan sponsors and participants. Matt is uniquely suited to be an advocate for his clients with his down to earth, personalized approach and willingness to defy the status quo.
Matt is originally from Thief River Falls in northern Minnesota. He went on to study and graduate with a Finance and Economics degree from Minnesota State University Moorhead. While in college, he had an active leadership role in the Financial Managers Association. Matt currently holds an Accredited Investment Fiduciary Designation from the Center for Fiduciary Studies along with a Retirement Plan Associate designation from the Wharton School of Business.
Matt currently lives in Mendota Heights and enjoys working out, playing golf, snow skiing and traveling in his spare time.
Financial Operations Principal & CFO, Meridien Pensionmark
Designations: CFP, ChFC
Michelle Noon has over two decades of experience in Accounting and Business Management.
She joined Meridien Pensionmark in 2010 and has been the Corporate Controller since that time.
In 2017, Michelle became the Financial Operations Principal and Chief Financial Officer of Meridien Financial Group, Inc.
Michelle graduated Cum Laude from Rhode Island College with a Bachelor of Arts in Economics with a minor in Business Management. She also received her MBA with a concentration in International Business from the University of Rhode Island. In addition, Michelle maintains her Series 28 and Series 99 registrations.
President, MBI Investment Advisors, EVP, Meridien Pensionmark
Mikko has spent his entire professional career of nearly two decades assisting corporate clients, their executives & employees, and high net worth families by developing, implementing and maintaining financial and insurance strategies. Mikko aims to help his clients accumulate, preserve and transfer personal wealth. Clients served in the retirement plan, investment and insurance arena have included healthcare conglomerates, white-shoe law firms, ultra-high net worth families, charitable foundations, and many others. For the duration of his career he has worked with employers and employees to help them to optimize their qualified and non-qualified retirement plans and offering financial education to their employees.
The Meridien Pensionmark team have 30+ years in the retirement plan arena and over 100 retirement plan clients in New England and nationwide (part of Pensionmark’ s more than 1,600 national clients). Mikko has proudly met with thousands of plan participants over his career.
Currently, Mikko is President of MBI Investment Advisors, Inc. where he serves as a member of the Executive and Investment Committees. Mikko’s primary responsibilities are development and relationship management for the company, inclusive of private clients, charitable foundations and institutions/retirement plans. MBI Investment Advisors’ focus is managing the wealth of its extraordinary clients.
Mikko graduated from the University of Rhode Island and has an MBA from Clark University. He became a member of the prestigious AALU® (The Association for Advanced Life Underwriting), by the age of 30. He holds Life, Health and Life Settlement licenses.
Mikko and his wife live in southern RI with their three children, are avid travelers and enjoy the beach community in which they live. When not at the office, Mikko enjoys travel, running, scuba and other outdoor activities.
Neil Moody has over 20 years of experience working in the retirement plan marketplace. He began his career working as a plan administrator for Alliance Benefit Group. He was responsible for the day-to-day servicing and annual compliance of defined contribution plans with assets ranging from $1 - $25 million.
In 2002, after Alliance Benefit Group was purchased by Invesmart, Neil became manager of the Operations department leading a team of 20 employees that were responsible for over 350 plans and $1 billion in assets.
In 2005, Neil became manager of the Software Testing department at Invesmart. He was responsible for managing the testing process of all proprietary software as well as serving as a liaison with any third party software vendors.
In mid 2006, Invesmart was purchased by The Standard. Neil joined a small, cross sectional team which was responsible for the overall integration of the two companies. Neil’s responsibilities were focused on the integration of the recordkeeping systems and the underlying data.
Currently, Neil works as a Senior Analyst for ASRPC. His primary responsibilities revolve around the development of the RFP Analysis product as well as investment analysis. His skills as a former software testing manager allow him to “get under the hood” of potential vendor’s websites and voice response systems. His varied experiences in the retirement industry allow him to quickly and accurately decipher each vendors proposed fee and determine a methodology to allow a comparison of the proposed fees on an apples to apples basis.
Neil earned a Bachelor of Science in Industrial Management from Indiana University of Pennsylvania. He is a member of the American Society of Pension Professionals and Actuaries through which he has attained the Qualified 401(k) (QKA) designation.
Director of Investments
Designations: CFA, ASA
Mr. Butler has more than 18 years of diverse financial analysis experience, ranging from analysis of publicly-traded stocks to valuation of privately-held companies, including venture capital investment.
Mr. Butler has published numerous articles in many of the major U.S. business valuation journals, as well as in a Romanian journal. He has been invited to speak at numerous national, regional, and international business valuation conferences.
Mr. Butler holds a BS in mechanical engineering from the United States Naval Academy and has earned an MBA in finance from San Diego State University. Peter is a four-term president of the CFA Society of Idaho and recently completed an assignment as an Adjunct Professor of Finance in the MBA Program at George Fox University.
Mr. Butler is responsible for assisting with the development of investment policies and corresponding analysis of retirement plan clients’ investment portfolios. Utilizing a variety of investment tools, Mr. Butler coordinates the research and determination of whether investments are meeting the guidelines outlined by our client’s investment policy statement.
Senior Advisor, MBI Investment Advisors, Meridien Pensionmark
Designations: ChFC, CLU
Ralph has dedicated the majority of his professional career of nearly three decades working with corporate clients and not-for profit companies, their executives and employees, by developing, implementing and maintaining financial and insurance strategies, with a focus on his core values of; Integrity, innovation, expertise and value.
Since joined Meridien~Pensionmark, Ralph has been working with employers and employees, helping employers optimize their qualified and non-qualified retirement plans while providing financial education and advise to employees.
The Meridien~Pensionmark team have 30+ years as retirement plan specialists advising over 100 retirement plan clients in New England and nationwide as part of Pensionmark’ s more than 1,600 national clients. Ralph proudly has met with thousands of plan participants over his career.
Ralph is a graduate of LaSalle Academy and the University of Rhode Island, Magna Cum Laude with a Bachelor of Science Degree in Business, is a Chartered Life Underwriter, CLU and Chartered Financial Consultant, ChFC. Ralph is also a member of the RI Business Coalition, Greater Providence Chamber of Commerce Board of Trustees, Chair of the SBA Summit Health Care Committee and Chair of the New England Business Association RI Government Affairs Committee.
Ralph and his wife Andrea live in Warwick, RI and enjoy traveling and spending time with family and friends. In his free time, Ralph enjoys Sailing, Scuba and his home improvement projects.
Rick Lorence, JD
Rick brings a strong skill set to our Little Rock office having 14 years of experience as a registered financial advisor. He attended the University of Arkansas in Fayetteville for both his undergraduate degree and law school. As a Series 7 and Series 66 registered advisor, his main areas of focus within the company are IRAs, retirement plans, and individual wealth management. Rick likes to spend time with family and friends, volunteer at church and local non-profit organizations, and enjoys biking, snow skiing and traveling when he can.
Vice President, Senior Consultant
Designation: AIF® (Accredited Investment Fiduciary)
Sergio has been in the financial services industry for nearly 20 years and has extensive experience in managing retirement plans for corporations and non-profits. He serves Pensionmark’s New York Metro area clients in all aspects of plan administration, including:
- Plan design consulting – keeping clients up to date on the legislative environment, and reviewing plan design provisions to help ensure that the plan still meets their needs.
- Plan provider selection – assisting clients in reviewing the administrative services offered by their plan provider, and determining if costs are reasonable relative to the marketplace.
- Fiduciary education – working with plan fiduciaries to make sure they understand their responsibilities and liabilities relating to their retirement plan.
- Investment option selection and monitoring – assisting with the initial design of the investment lineup, and the ongoing monitoring of those options.
- Employee education – working with the retirement plan provider to create an education plan to help meet each company’s specific needs.
- Ongoing support – working with clients to correct any operational deficiencies, including late contributions, late Form 5500 filings, untimely ADP/ACP refunds, and plan operation inconsistent with the plan document.
Prior to joining the Metro New York office, Sergio managed corporate and non-profit retirement plans at MGI Retirement Advisors for more than 11 years, serving more than 50 clients with over $200 million in assets under advisement. He also worked in individual wealth management with UBS-AG and Middlegate Securities.
Sergio is a lifelong New York City resident and lives in Astoria, Queens. He actively participates in short-distance triathlons and has completed several half-Ironman distance races.
Designations: QPA, QKA, AIF, QPFC
Stacy Heistand has over 20 years of experience working in the retirement plan marketplace. He began his career on the administration and recordkeeping side of the business as an administrator for Merrill Lynch. He was responsible for the day-to-day servicing and annual compliance of defined contribution plans with assets ranging from $1 - $50 million.
Stacy joined Alliance Benefit Group (ABG) in 1998 as an administrator. Shortly thereafter, Stacy became an Account Representative in ABG’s client service department. Stacy was responsible for retirement plan investment advisory services, new business conversions, employee education/enrollment meetings, plan design recommendations, and other day-to-day servicing issues. In 2002, Stacy became manager of the client services department heading a team of investment consultants that was responsible for over 350 plans with total investments of $1 billion in assets.
In 2004 Stacy joined Union National Community Bank, a small community based bank in Lancaster, Pennsylvania. Stacy was assigned the task of developing and building a retirement plan services program for the bank’s trust department. Over the course of the next three years, Stacy successfully developed a book of small retirement plan business while serving as the as the primary consultant for all of the bank’s retirement plan customers.
Stacy joined Asset Strategy in 2007 as a Senior Consultant. Stacy provides investment advisory services to clients and consults on other retirement plan issues including plan design, administration, fiduciary liability, and fees. He also provides clients with analysis on vendor Request for Proposal studies. Additionally, Stacy has co-authored a study with Clark Frese on the implementation of guaranteed minimum withdrawal products into 401(k) plans and continues to advise clients on product design in the retirement plan marketplace.
Stacy earned a Bachelor of Science in Finance from The Pennsylvania State University at Harrisburg. He is a member of the American Society of Pension Professionals and Actuaries through which he has attained the Qualified Pension Administrator (QPA), Qualified 401(k) Administrator (QKA) and Qualified Plan Financial Consultant (QPFC) designations. He also holds the Accredited Investment Fiduciary (AIF) designation.
In his spare time, Stacy enjoys spending time with his wife and four children. Stacy is active in his community’s youth sports programs and cub scouts. He is also participates in Central Pennsylvania Junior Achievement program as a volunteer teacher and serves on the Lancaster County District Operating Board.'
Director of Investments, Pensionmark Los Angeles
Designations: CFA, CFP, QPFC, QKA
With over 21 years of experience in the financial services industry, Stephan is the Director of Investments for the Pensionmark Los Angeles office. Stephan has an expertise in establishing comprehensive fiduciary governance protocols, investment fund selection processes, investment fund monitoring, reporting procedures, and education for Pensionmark Los Angeles’s 401(k) clients covering nearly $700 million and over 11,000 participants. Stephan also brings a wealth of expertise in creating comprehensive investment fund selection screening processes and ongoing fund review protocols.
Stephan has served as the Retirement Plan Investing expert for CFA Los Angeles since 2009. He has also served as an ASPPA Technical Education Consultant from 2007-2009. While working at kPlans, Stephan served as an ASPPA Technical Education Consultant from 2007-2009 managing the QPFC exam and helped build and edit the Investment Module for ASPPA’s flagship CPC credential. Prior to joining KPlans in April 2006, Stephan worked at both Bank of America and City National’s Private Banks providing investment consulting and asset allocation modeling for ultra-high net worth clients. During that period, he managed $300 million in Private Bank client assets.
Outside the workplace, Stephan has over 30 television appearances on KCAL-9 CBS Sunday News covering a broad range of financial planning topics. Stephan graduated from UCLA with a BS in Biochemistry. He served as President and Co-President of R. D. White Elementary School Foundation for two years and 3rd Vice President Fundraising for Wilson Middle School PTSA for the last two years. He has coached 15 seasons for youth basketball and is currently helping to coach a local track team and is a proud father of his daughter Tiffany.
This individual is not registered with Pensionmark Financial Group
Executive Account Manager
Designations: RHU®, REBC®
Stephanie R. Reese joined Tutton Insurance Services in March of 2009 but has been in the financial and insurance industry for over fifteen years. She began her career as an intern at Merrill Lynch, assisting the firm with stock market research and investment analysis. After receiving her B.A. in Economics from Scripps College, she accepted a position as an associate with John Hancock where she assisted individuals and small businesses with their life insurance and investment needs. Stephanie holds the honor of being the only female associate to finish in the Top 10 in her group in 2006. Also in 2006, she was awarded the John Hancock Spirit Award and, in 2008, she was named the Southern California Johnson Agency’s Production Leader in Long Term Care Insurance. In her eight year career with Tutton Insurance Services, she has been nominated six times for Employee of the Year, receiving the honor in 2010. In 2016, she was nominated as a Top Woman Advisor by the National Association of Plan Advisors (NAPA).
Stephanie is a frequent guest lecturer at Scripps College—speaking at both the Economics Senior Seminar and Personal Finance classes regarding financial planning and retirement. Stephanie is FINRA Series 6 and 63 registered and carries a California Life & Health license. She is also a Registered Health Underwriter (RHU®) and Registered Employee Benefits Consultant (REBC®).
In her free time, Stephanie and her husband enjoy traveling to wherever good food and wine can be found!
Taylor advises plan sponsors in the development and management of their retirement plans to help align the goals of the organization with the design and operation of their plans. He helps employers manage their fiduciary obligations to participants with concentrated focus on efficient plan design, regular plan and investment monitoring and analysis, fiduciary services and education for plan sponsors and their employees. Taylor is well-known as a valuable resource for his clients and employees alike, educating and advising plan participants to help them to achieve a successful retirement on their own terms.
Taylor joined the Pensionmark Austin team in 2014, after three years with AXA Advisors as a Registered Representative. In this capacity, he sold and managed 403(b) retirement plans in the educational sector.
Taylor graduated from Texas Christian University's Neeley School of Business in Fort Worth, Texas with a Bachelor’s Degree in Finance, and minors in Accounting and Economics. He holds the Series 7, 63 and 65 securities registrations, and is one exam short of obtaining the Qualified 401(k) Administrator (‘QKA’) designation from the American Society of Pension Professionals & Actuaries.
Taylor was nominated in 2016 as one of the National Association of Plan Advisors’ (NAPA) ‘Young Guns’ (the top 50 advisors under 40 who have “demonstrated both a commitment to, and an excellence in, supporting workplace retirement plans and participants.”)
Taylor is a native of Cedar Park, Texas, and is married to Lauren. Taylor is an avid golfer and more avid TCU Horned Frogs football fan.
Director, Advisor Relations
Designations: AIF®, CPFA
Taylor joined the Pensionmark team in 2011 and currently serves as its Director, Advisor Relations. In this role, she oversees the implementation of all retirement plan management systems uniquely designed for Pensionmark’s independent advisors network. Breadth of responsibility includes the onboarding of new advisor affiliates, sustaining high quality corporate and branch relationships; overseeing internal sales desk operations; organizing national conferences, and supporting the expansion and retention of Pensionmark’s services within its national market.
Taylor has a Masters in Business Administration, Finance from the University of Pepperdine’s Graziadio School of Business and Management; and a Bachelor of Arts degree in Business Economics, Accounting with a minor in Technology Management. Taylor is an active member in the Junior League of Santa Barbara. An organization of philanthropic women committed to promoting voluntarism, developing the potential of women, and improving the community through the effective action and leadership of trained volunteers.
Director, Retirement Services
Tom joined L.R. Webber Associates, Inc. on August 1, 2011. He is responsible for Preparing Participants and Protecting Fiduciaries – this entails properly educating plan sponsors on the responsibilities mandated upon them by ERISA, providing the appropriate framework and information to have diligent conversations that lead to prudent decisions that are in the best interests of the participants. Communicating to the participants the design of the plan, emphasizing the factors to consider when making saving and investing decisions to have a successful outcome, defined as an equal quality of life as compared to their working career for the rest of their life (aka a dignified retirement).
Tom holds the following FINRA licenses: Series 7, 24, 66; as well as Pennsylvania Life and Health Insurance license. He has also earned the Accredited Investment Fiduciary® (AIF) professional designation from Fiduciary360. Tom received a B.S. in Finance from The Pennsylvania State University.
At home, Tom enjoys time with his wife Brenda, and boys Caleb and Brayden. He enjoys all things analytical, including Fantasy Football; golfing with his Dad; enjoying the company of family and friends.
Senior Relationship Manager
Designations: C(k)P, CPFA
Veronica is the Senior Relationship Manager for Pensionmark San Francisco clientele, managing much of the day to day activities as well as education support for employees. Ms. Taylor holds her Series 7 registration and C(k)P and CPFA designations. In 2016, she was recognized by NAPA as one of the nation’s top women Advisors.1
Veronica joined the Pensionmark San Francisco team in 2010 after graduating from Sonoma State University with a dual Bachelor of Arts degree in Economics and Global Studies with an emphasis in International Economic Development. As a student of SSU, she was a member of the Gamma Phi Beta Sorority, sat on the board of Alliance for the Study of Genocide, and spent a year abroad at the University of Heidelberg studying Political Economy.
Veronica lives in Oakland, California with her boyfriend and their two dogs, Lady and Charlie. She has two life goals, the first to visit every country in the world and the second to visit every major league ballpark.
Ms. Taylor is a registered administrative associate with Pensionmark Financial Group.
12016 NAPA Top Women Advisors list was selected through nomination, quantitative and qualitative data responses, and voting.
Director of Client Services, Meridien Pensionmark
Windy has spent over a decade assisting clients in the Financial Industry. She has assisted employers and employees with their qualified and non-qualified retirement plans.
The Meridien Pensionmark team have 30+ years in the retirement plan arena and over 100 retirement plan clients in New England and nationwide (part of Pensionmark’ s more than 1,600 national clients).
Currently, Windy is the director of Client Services of MBI Investment Advisors, Inc. She specializes in delivering exceptional service to all retirement plan and wealth management clients. She prides herself in providing individualized attention to all client needs and objectives
Windy graduated from the University of Rhode Island and currently maintains her FINRA Series 6, 26, 63, and 65 registrations, while working towards her series 7. In her free time Windy enjoys spending time with her husband and their two children.
Amanda has over a decade of experience in client service. She is passionate about helping to create cost effective retirement plan solutions for plan sponsors and equally dedicated to helping every participant on the journey to a dignified retirement. Amanda joined Kainos Partners and Pensionmark in 2013 as Director of Retirement Plans and Manager of Client Relations. She received a Bachelor’s Degree from California State University, Long Beach and has since earned the Chartered Retirement Plan Specialist designation.
Arthur J. Meizner
Director, Investment Consulting Services, Investment Advisory Group
Art is director of investment consulting services with the Hooker & Holcombe investment advisory group. He provides investment consulting and asset management services for public and private institutional clients, working closely with each client to identify and set goals, develop custom strategies and implement specific plans. Art specializes in monitoring and reviewing investment results, and recommending strategic and tactical adjustments as appropriate. His expertise in providing investment and financial advice has allowed him to develop and refine his systematic consulting approach to fulfill the needs of each specific client.
Prior to joining the firm in 2005, Art was with Merrill Lynch, Frank Russell Company and Advest where
he held investment advisory and management positions. He has spoken at a number of investment seminars on topics including: reducing portfolio risk, investing in uncertain times, diversification using multi-asset, multi-style and multi-manager methodology.
Art earned a Bachelor of Arts cum laude from the University at Buffalo and a Master of Science from Syracuse University. He holds FINRA Series 7, 9, 10, 24, 63 and 65 securities registrations.
Art is a Chartered Financial Analyst (CFA) charterholder, Chartered Alternative Investment Analyst (CAIA), Certified Financial Planner (CFP®) and Accredited Investment Fiduciary (AIF®). He is also a member of the CFA Institute, the CFA Society Hartford and the Chartered Alternative Investment Analyst Association.
Ashley is an integral part to the Pensionmark WealthPath team with over 25 years of experience in the banking and investment industry. She worked for UBS Financial Services in San Antonio, Texas for several years where she obtained her Series 7 and 66 registrations. Ashley began working with us in 2011, where her area of focus is company operations and advisor transition support. Outside of work, Ashley enjoys photography, camping, and traveling with her husband and two young children.
Senior Compliance Officer
Barry’s role is focused on helping to build out the firm’s Compliance infrastructure for both broker/dealer and RIA operations, as well as support advisor onboarding and transitions. Additionally, he is involved in areas of branch supervision, new accounts, and advertising review. With 18 total years in the industry and 15 years in Compliance-related roles specifically, Barry’s previous positions have touched nearly every department in a broker/dealer and RIA firm. He served in a senior Compliance capacity at both LPL Financial and Independent Financial Partners, a role where he first met many of the Pensionmark advisors. Most recently, he worked as the Deputy Chief Compliance Officer at J.W. Cole, a midsize firm headquartered in Tampa, Florida and holds the following registrations: Series 4, 7, 24, 53, 57, 63, and 66. In his free time, Barry enjoys spending time with his family, landscaping, carpentry, fishing, flying, and golf.
Vice President of Wealth Management, WD Pensionmark
Designations: Retirement Income Certified Professional (RICP®) - The American College of Financial Services; Certified in Long Term Care (CLTC®) - The Corporation for Long Term Care Certification
Ben works with individuals and business owners to help guide them through the crucial steps and choices they face to help bring their financial life goals into reality. He firmly believes that everyone should have access to unbiased financial advice, and consults with clients at all levels of income and assets. Ben’s consultative approach can help you assess your current financial picture, identify your goals, and take the necessary steps to help bring them closer to reality.
Areas of focus include:
- Investment Management and Portfolio Design
- Financial Planning
- Retirement Goal-setting and Income Planning
- Long Term Care Strategies
- Business Planning
- Qualified Retirement Plans
Ben lives in San Antonio with his wife, Stephanie, their three young boys and two happy dogs. After a fun and exhilarating career as a professional cellist, Ben turned his attention to helping others think about the future and make smart decisions with their finances. Ben enjoys spending time with his family, exercising, cooking, volunteering on the board of Youth Orchestras of San Antonio, and playing cello for the touring Broadway shows at the Majestic Theater.
Registrations and Licensing:
- FINRA Registrations: Series 7; Series 66
- Texas Dept. of Insurance Life, Accident, Health and HMO
Director, Advisor Development
Mr. Rice is responsible for recruiting independent retirement advisors to partner with Pensionmark in the Advisor Support Program. Mr. Rice's career includes professional experience in the technology industry and more than 25 years in the financial services industry. He is also a licensed real estate broker in the state of California.
Mr. Rice is involved in several local and national non-profit and charitable organizations. He has provided business training to new business start ups in Central Asia. He supports the Free Wheelchair Mission by traveling to several countries throughout the world to distribute free wheelchairs to the poor and disabled. Mr. Rice graduated from California State University in Fullerton and resides in Santa Barbara.
Director, Banking Relations
Bille brings over 20 years’ extensive experience and management skills in the financial and retirement industry. She joined the Pensionmark team in October 2017 and currently serves as Director of Banking Relations. In this role Bille is responsible on-boarding and project management of large advisory relationships, system management, assisting on investment due diligence reporting and advisory relationship development.
Prior to joining Pensionmark Bille served as Vice President of Operations at Aspire Financial Services, an independent recordkeeper, overseeing all Operation Divisions and Client Service Center. While there she was instrumental bringing process optimization to the back-office functional areas as well as played a key role in their platform development and migration.
Bille also formally served in several management roles at Raymond James Financial as the New Account Retirement Plan and Call Center Services Manager, she also worked for a subsidiary company of Raymond James, Eagle Asset Management. As the manager of Institution Accounts she was responsible for managing reconciliation of all fixed and equity accounts consisting of over $10 billion in assets.
Bille is a member of the Women’s in Pension Network, ASSPA and Toastmasters International. She enjoys running, traveling and spending time with her family.
Brandy Y. Aylward
Director of Operations and Client Service
Brandy handles the day to day operations of the Hogan Financial Group and specializes in maintaining and managing client communication and relationships. She supports and services both the Wealth Management Clients and Qualified Plan Participants.
Brandy has worked in human resources and operations for over six years in both the dental and medical fields. Prior to joining the Hogan Financial Group, she was in the corporate office of Hawaii Family Dental where she supported and serviced over 200 employees. Brandy was also previously a teacher in the Department of Education for the State of Hawaii for eight years.
As Managing Director, Chris is responsible for the strategic distribution of Pensionmark’s growing list of proprietary products and key service offerings, including aggregate plan solutions, SMARTLIFECYCLE Minimum Volatility Target-Date Funds,and the firm's 3(38) Investment Management services.
Miller brings with him over 15 years of industry experience. He most recently spent over 5 years as a Regional Vice President of Transamerica, strategizing with advisors in Southern California on how to grow their practice. Prior to Transamerica, Miller worked at The Hartford and Merrill Lynch and received his Bachelor’s Degree from Indian University of Pennsylvania.
Chris lives with his wife Tracy and two beautiful daughters Zoey and Ruby in Hawthorne, CA. He enjoys spending valuable time with his daughters and believes 80’s hair band music is the best genre.
Christine Fisher oversees the operations of Mark Scalera’s 401(k) and corporate benefits practice. Christine works with the 401(k) platform and third party administrator to maintain up-to-date fiduciary binders with each client’s plan document, adoption agreement, summary plan description, investment policy statement, fidelity bond coverage, discrimination testing results, and other key information. While attending Investment Committee Meetings with Mark and the plan trustees, she records detailed minutes for distribution and review afterwards. She runs quarterly fund analysis reports as well as periodic plan benchmarking reports to ensure that the plan’s funds are performing well and that the overall plan costs remain reasonable. Christine also supports employee education and engagement by facilitating e-mail and other communication campaigns. In addition, she manages the annual renewal process and acts as the main service contact for group insurance clients. She has ten years of experience in administrative and customer service roles, five of those in the financial services industry. She holds her licenses for Health and Life Insurance and received her B.A. in Political Science from Middlebury College.
Cristina E. Georgescu-Hansen
Client Relationship Manager
Mrs. Hansen graduated from Boise State University, where she received a Bachelor degree in International Business with a minor in Finance. Mrs. Hansen moved from Romania to the United States to pursue her college education. While attending BSU, she worked as a Sales and Marketing Intern for State Farm Insurance and as an Energy Efficient Promoter/Intern for Idaho Small Business Development Center (ISBDC) in the Energy Efficiency Program. Upon graduation, Mrs. Hansen attained a six months internship in Singapore where she worked for Baxter BioScience as a Human Resource Intern.
Mrs. Hansen joined Pensionmark in January 2013 as a Client Relationship Manager. Her responsibilities include processing new business for clients, providing support with plan administrations, assisting with plan compliance, and new plan installation and conversions. Mrs. Hansen holds her Series 65 registration and Life Insurance License.
Vice President, Client Relations
Designations: AIF®, CRPS, C(k)P, CPFA
Mrs. Duex received her Master’s in Business Administration-Marketing (MBA/MKT) from the University of Phoenix and received her Bachelor of Arts degree in Theatre Arts, Magna Cum Laude, from Point Park University in Pittsburgh, PA. She has been recognized as one of the nation's most influential retirement plan advisors by 401kWire (2009, 2010, 2011), and named to the Top Women Advisors list by the National Association of Plan Advisors 2016. Mrs. Duex was recognized as one of the Top Women in Business in 2012 by the Pacific Coast Business Times, and in 2013 was honored to be a part of the Pensionmark team recognized as the inaugural recipient of the PLANSPONSOR “Retirement Plan Adviser Multi-office Team of the Year"2.
Mrs. Duex also earned the AIF® (Accredited Investment Fiduciary™) professional designation, awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh, the CHARTERED RETIREMENT PLANS SPECIALIST (CRPS®) certification from the College of Financial Planning, and is a C(k)P® Certified 401(k) Professional in good standing with The Retirement Advisor University in collaboration with UCLA Anderson School of Management Executive Education.
A professional in the industry for over twelve years, Mrs. Duex brought her experience with the benefits field (specifically working with Qualified Plans) to the Pensionmark team. Devyn has excelled in her role as Vice President of Client Relations and has helped in Pensionmark's rapid expansion since joining the team in 2006. Since 2008, Pensionmark has grown from two locations to a national presence with over 25 locations nationwide. Additionally, she specializes in compliance/risk management policies, and has traveled across the nation speaking to clients, participants, and industry professionals about various retirement plan topics. Her passion includes developing service deliverables that push and expand the industry while offering clients tools to manage their fiduciary responsibility and participants the ability to become more retirement ready.
1 This award is based on reader votes, input from distributors, and statistics about advisor practice gathered directly from nominees.
2 PLANADVISER Magazine, September/October 2013. Nominated by industry professionals and selected by PLANADVISER committee and based on a qualitative evaluation of service levels.”
Ms. Harscher graduated from the University of Colorado at Boulder in 2012, joined AssuredPartners Colorado in 2016 and is sitting for securities registrations. Ms. Harscher supports the retirement plan team by providing research and follow-up on outstanding issues with clients and prospects in addition to providing back up day-to-day account management for clients, prospects and participants.
- Life/Health/Property/Casualty Insurance Licenses
- University of Colorado – Boulder(B.A. – Sociology)
- Notary Public
Jaimie currently handles the day to day business operations of RedStone Advisors. She attended BYU-Idaho formerly known as Ricks College in Rexburg, Idaho. After moving to Utah, Jaimie worked in the dental field with several dental practices where she managed many aspects of practice operations such as billing, scheduling, and accounts receivable. Jaimie and her husband have four little girls: Cortlyn, Jordyn, Morgan and Madisyn, who keep them very busy. Jaimie enjoys photography, crafts, being in the outdoors, yard work, reading, cooking, and participating in memorable activities with her family.
Branch Operations Manager
Ms. Walker joined the Pensionmark San Francisco office in 2015, bringing over 14 years of experience in the financial services industry to the team. With a background in Client Services, ensuring a positive client experience is one of her top priorities.
As the Branch Operations Manager she attends to all facets of day to day operations. In addition, Ms. Walker performs reviews of the plans’ fund lineups and assists with preparation for Plan reviews and Employee Education meetings.
Jani resides in Petaluma with her husband Craig and daughter Nicole, as well as two dogs Reno and Roxy. Her son Charlie attends college in Maryland. She has volunteered for several local non-profit organizations, and likes to spend her spare time reading, watching her children play lacrosse, and enjoying California’s beautiful wine country.
Ms. Walker graduated from California State University, Chico with a Bachelor’s degree in Finance. She currently holds her Series 7 and is pursuing Series 66 registration.
Managing Director of Client Relations
Designations: AIF®, CEBS, RPA, GBA
Jenifer is the Managing Director of Client Relations of Rogers Financial Group, a Pensionmark firm in the Washington D.C. area. Jenifer oversees the recordkeeping, compliance, and administration of plans and serves as the plan conversion coordinator during any vendor and/or fund conversions. Jenifer has been with Rogers Financial since 2003 and has worked in the financial industry for over 17 years. Jenifer is an Accredited Investment Fiduciary and a Registered Investment Advisor Representative. She has also successfully passed the FINRA Series 6, 63, and 7 examinations along with her Certified Employee Benefits Specialist (CEBS), Retirement Plans Associate (RPA) and Group Benefits Associate (GBA) designation from the International Foundation of Employee Benefits Plans.
With 16 years of experience in client services, Jessica brought her experience to our team in 2017. She is currently attending Arkansas Tech University pursuing a Bachelor’s Degree in Management and Marketing. She comes to us with a background in banking and finance, and focuses primarily on operations and administrative support. Away from work, Jessica enjoys being mom to an active 3-year-old and traveling.
Jill has almost 20 years of experience in the Investment and financial Services industry. Her role is mainly to work with our advisors and their clients with all aspects of their relationship from opening and transferring accounts, to addressing all client requests for outgoing distributions and resolving client needs and questions. She currently maintains the following security registrations: 6,7, 24, 51 and 63.
She is also essential in preparing quarterly investment and fiduciary reports for retirement plan clients as well as individual investors and assures proper correspondence between our office and our clients.
She works with our corporate compliance office to assure the Advisors are adhering to compliance guidelines as well as are properly licensed for the various investments and insurances that are sold to clients of the firm.
When not working, Jill enjoys spending time with her family, especially her first grandchild, Jameson. She is actively involved with her church teaching weekly youth group for three to five year olds. She can often be found out antiquing unless there is a Pittsburgh Steeler or Penguin game going on and you can bet she will be watching the game.
Director, Information Services
Mr. Giles has been working with Pensionmark since 2015, first as a consultant and then joining the company full-time in July 2016.
He has extensive technical experience with Business, Financial and CRM Systems, having developed a wide range of applications since the 1980s to increase the efficiency and effectiveness of operations from the executive level through to finance, marketing, sales and service departments. He brings that expertise and a consultative approach to problem-solving to Pensionmark.
Previously Mr. Giles served for 12 years as Senior Systems Analyst with ABC-CLIO, a Santa Barbara area educational publisher, having been responsible for the smooth and continued operation of the primary Business System, Salesforce CRM and M/S Dynamics financial applications, having developed custom programs in Excel and Access for the Human Resources, Executive, Financial, Sales, Marketing and Service stakeholders. He also served as Product Manager and Systems Analyst for the Seymour Duncan company, a local designer and manufacturer of musical equipment, and for 7 years prior to ABC-CLIO Mr. Giles was Vice President of Sales and Marketing for Lanspeed Systems, a Santa Barbara-based systems integrator, where he combined his technical, sales, service and management ability to facilitate and streamline the sales and service teams, helping to triple revenues during his tenure.
Jimmy the Jackhammer enjoys spending time with friends and family, ground-pounding the beach and local trails, reading, writing, recording and playing music with his two rock bands and is an instrument-rated private pilot.
John N. Fuller
Vice President, Director of Operations, Investment Advisory Group
John is vice president and director of operations with the Hooker & Holcombe investment advisory group. He is responsible for client accounting and reporting, investment technology and investment research. He serves as the firm’s chief compliance officer and is a member of the group’s Investment Committee. John's in-depth retirement plan background complements his investment advisory role. In addition, as an Accredited Investment Fiduciary (AIF®), John is available to assist plan sponsors in understanding and implementing sound fiduciary standards and practices into their retirement programs.
John began his career at Travelers Insurance Company in 1987. He joined Hooker & Holcombe in 1989 as a pension analyst. In this role, he worked with a wide variety of clients including sponsors of corporate, municipal and church plans, serving as the lead analyst for some of the firm’s largest clients. He has been involved with the investment advisory group’s operations in varying capacities since its inception in 1996. He fills an integral role in designing internal processes and implementing relationships with affiliated service providers. John's extensive experience covers a wide range of retirement related issues such as defined benefit plans, defined contribution plans, non-qualified plans and post-retirement welfare plans. John's expertise includes financial accounting standards, cost accounting standards and asset liability modeling.
John graduated from Central Connecticut State University with a Bachelor of Arts in Mathematics. He holds FINRA Series 6, 63 and 65 securities registrations.
John is a Chartered Financial Analyst (CFA) charterholder and a member of the CFA Institute. John has been a member of the CFA Society Hartford since 2006 and currently serves as President. He is also an Accredited Investment Fiduciary (AIF®).
Assistant Operations Manager
With 39 years of experience in administrative management roles, Joy brought her expertise to our team in 2014. She graduated from the University of Arkansas with a B.S.E in Human Resources and a M.Ed. in Workforce Development. She has been a Certified Administrative Professional since 1986, and focuses primarily on operations and retirement plan support. Away from work, Joy's hobbies include various crafts and traveling.
Client Service Associate
Lisa is new to our team and is very excited to be here at RedStone. She comes to us with over 30 years of customer service related experience working in the Health Care Industry, Elementary Education, and with other companies. She is an entrepreneur and has owned her own business for many years. She is very familiar with what it takes to offer great customer service. We look forward to having her assist our clients with her genuine, friendly, caring personality and expertise.
Lisa attended Brigham Young University. She is a native of Utah and is a country girl. Her favorite hobby is her family. She enjoys traveling, fast cars, being outdoors, reading good books, movies, delving into history and doing anything creative.
Vice President-Relationship Manager, WD Pensionmark
Mauricio partners with retirement plan clients with the clear objective to ensure each plan receives individualized care, offering a consultative approach while providing solutions aimed at building and maintaining efficient retirement plans. Part of this care includes delivering education to plan participants with an effort to guide them in understanding the importance and many benefits of preparing for retirement and how this fits into their overall financial wellness. Mauricio strongly believes that empowering individuals through resourceful education will enable them to achieve a dignified retirement.
With 16 years’ experience in the financial services industry, Mauricio initiated his career in Wealth Management and later shifted his focus to specialize in Retirement Planning Services.
Mauricio resides in Austin with his wife, Veronica, and their two boys. He enjoys playing soccer, basketball and cooking and thinks coffee should be included in the food pyramid.
Client Relationship Manager
Ms. Slusar joined the Bakersfield Pensionmark team in October 2015 and is currently the Client Relationship / Operations Manager. She prides herself in providing individualized attention to all of their client’s needs. Her responsibilities include processing new business, providing support to plan administrators, helping prepare for meetings, and maintaining client files and communications. She graduated from Moorhead State University where she received a Bachelor of Arts degree in Business Administration and Management. Ms. Slusar has her insurance license and is a notary public. Raised in Warren, Minnesota, Ms. Slusar has one daughter and in her spare time enjoys cooking, traveling and all outdoor activities.
Rodger K. Metzger
President, Chief Investment Officer, Investment Advisory Group
Rodger is president and chief investment officer of the Hooker & Holcombe investment advisory group and chairman of the board of Hooker & Holcombe. In his current position, Rodger leads the team of professionals who furnish advisory services. He is also the client relationship consultant for the advisory group’s largest and most sophisticated clients, is responsible for directing the group’s asset allocation and fund research efforts, and is the chairman of the Investment Committee. Rodger’s investment and institutional money management expertise brings an increased sophistication to the fund selection and monitoring process.
Prior to joining the firm, Rodger was with Hartford Investment Management Company, a subsidiary of Hartford Financial Services Corporation (HIG), where he was vice president and equity portfolio manager.
Rodger earned a Bachelor of Arts in Economics from St. Lawrence University and a Master in Business Administration with a concentration in Finance from the University of Hartford. He earned his Chartered Financial Analyst (CFA) charterholder from the CFA Institute in 1994.
Rodger serves as an Advisory Council member for both J.P. Morgan RIA and Legg Mason Client Solutions, in addition to memberships with the CFA Institute and CFA Society of Hartford. He also devotes his time as a consultant or board member for various organizations in Connecticut.
Designations: AIF, CFPA, CMFC
Shelly is a retirement plan expert with over 20 years of experience devoted solely to retirement plan management. Over her career she has provided consulting and fiduciary advisory services to hundreds of non-profits and corporations in areas such as fiduciary governance, plan design, investment consulting, compliance, employee education and communication.
Shelly began her financial services career for one of the top retirement recordkeepers, where she held several client relations and leadership roles. She has spoken at many industry and client conferences on a variety of topics, including fees, benchmarking and financial wellness. She recently became a managing partner of Pensionmark with focus on expanding clientele in the corporate, discretionary investment management and master trust space.
Shelly is a founding member of the National Association of Plan Advisors (NAPA) and a current member of the Financial Services Institute (FSI), the Finance and Administration Roundtable (FAR), American Society for Association Executives (ASAE) and Society for Human Resources Management (SHRM). She was named a Top Women All-Star in 2015 and 2016 by NAPA.
Director of Insurance, WealthPath
William McLemore is the Director of Insurance for WealthPath bringing 20 years of experience in the insurance and financial service sectors. William currently holds all of hisinsurance licenses, Series 6,63, and 65 registrations, as well as the AIF designation. He is a Christian, enjoys spending time with his friends and family, coaching his son's baseball team, hunting, fishing and traveling.
Senior Manager, Sales Strategies
Mr. Doering began his career at Pensionmark in August of 2014. He is responsible for recruiting independent retirement advisors to partner with Pensionmark in the Advisor Support Program. In his role as Senior Manager, he also helps oversee Pensionmark’s Lead Generation Program which prospects corporations and individual investors in need of unbiased retirement plan consulting, financial planning, and investment advice.
Mr. Doering Graduated from the University of California at Santa Barbara where he studied Economics and Mathematics. He brings analytical insight and reasoning to the business development team at Pensionmark. Mr. Doering currently holds his Series 7 and Series 66 registrations.
Brian M. Kulik
Operations Manager, Investment Advisory Group
Brian is operations manager with the Hooker & Holcombe investment advisory group. He has over 5 years of experience in financial management operations and will be involved in the group’s daily operations including new account set up, trading and rebalancing client accounts, database maintenance, plan analysis and a variety of special projects, including compliance.
Before joining the firm, Brian was with Alex. Brown, a division of Raymond James. There he served in a relationship manager capacity, responsible for rebalancing portfolios, analyzing manager research, and handling all client inquiries. Prior to that, he was an operations team lead with Infinex Investments, Inc.
Brian earned a Bachelor of Arts in Economics from the University of Connecticut. He holds FINRA series 7 and 66 securities registrations.
Janelle A. Rivera
Executive VP/Chief Operating Officer, WD Pensionmark
Janelle specializes in delivering experienced service to all retirement plan clients. She prides herself in providing individualized attention to all client needs and objectives. Janelle is responsible for managing all relationships for retirement plan and individual wealth management clients as well as overseeing the day-to-day operations of the San Antonio Pensionmark office.
Janelle joined Pensionmark in May 2010 with over 25 years of experience in the Financial Services Industry. Prior to joining Pensionmark, she spent 15 years working in the Banking Industry.
In her free time Janelle enjoys spending time with her husband and their four children.
Senior Manager, Business Development
Mr. Salafian’s extensive background in sales, new business development, project management, finance, and recruiting has further developed his ability to create and sustain new businesses and new business divisions, including the founding of the Business Development Division and Lead Generation Program at Pensionmark Financial Group.
Mr. Salafian graduated from University of California Santa Barbara where he received a Bachelor of Arts degree in Business Economics with an Emphasis in Accounting and a Sports Management Minor. He also earned his certificate in Technology Management, an entrepreneurship program at UCSB. He completed his Master’s in Business Administration with a concentration in Entrepreneurship at Pepperdine University and currently maintains his Accredited Investment Fiduciary (AIF®) designation as well as Life and Health Insurance licenses. Mr. Salafian also has a strong background in insurance benefits, tax compliance, consulting, banking, and general accounting.
Leading the Business Development Division, Mr. Salafian is responsible for overseeing the Lead Generation Program and Sales Marketing Communications for Plan Sponsor and Advisory Prospects. He focuses on furthering the development of the division through new innovative processes and recruitment while acquiring top advisors in the nation to partner with Pensionmark.
Mark is a seasoned financial professional with over 16 years of diverse industry experience. In the last decade he has served employers through various roles including: OSJ Manger, Chief Compliance Officer, Senior Risk Officer, Investment Consultant, and most recently as Director of Research. He has a well-rounded background and understands perspectives from both the sales field force and back office operations.
Mark has quality experience with industry broker dealer powerhouses Raymond James, INVEST and LPL Financial as well as hybrid RIA/super OSJ, Independent Financial Partners (IFP). He has also chaired IFP’s Investment Advisory and Advisory Risk Committees and served as a member of INVEST’s Operational Advisory Council.
Mark holds the Series 7, 24, 66, and 51 Registrations, is a FINRA Dispute Resolution Arbitrator, and a Level Three Chartered Financial Analyst Candidate. He obtained his Bachelor of Science degree from Florida State University in 2000. In his free time, Mark enjoys spending time with his family and dogs, fishing, reading, and researching investments.
Investment Advisor Representative
Mark Wagstaff graduated from Brigham Young University and Rice University with degrees in Electrical Engineering and a Master of Business Administration. Prior to joining WealthPath Investment Advisors, Mark helped start up several companies. He purchased, operated, and sold a business. He also taught classes at the Sam M. Walton College of Business, University of Arkansas. Based in Fayetteville, Mark is a series 65 registered investment advisor representative that focuses on individual wealth management and retirement plans. Mark likes to spend his free time with his wife, Heather, and their 5 children, Austin, Braden, Chad, Hadley, and Harper.
Supervisor-Client Relations, WD Pensionmark
Desiree joined the Pensionmark team in March 2016 as an Operations Assistant where she assists in overseeing day-to-day plan operations by answering participant and plan sponsor account inquiries and requests, organizes Plan Due Diligence and Employee Education meetings, and works closely with Relationship Managers to ensure all other operational needs are met. She prides herself in providing individualized attention to all client needs and objectives.
Desiree graduated from The University of Phoenix, San Antonio with a major in Business Fundamentals. In her free time Desiree enjoys spending time with her husband Aaron and their daughters.
Client Manager, Advisor Relations
Mr. Vela joined the Pensionmark team in October 2013 and is part of the Advisor Support Program to which he provides operational support to Pensionmark’s network of advisors. In addition, Mr. Vela oversees the day to day operations of the Financial Wellness Help Center and serves as a Relationship Manager for key group of Pensionmark clients. Mr. Vela currently holds his Series 6 and 63 registrations and is pursuing his series 65.
Mr. Vela graduated from the University of California, Santa Barbara with a double major in Communications and Spanish. While in attendance, Mr. Vela studied abroad in Lyon, France for a semester and was also an active member of the Business Fraternity, Alpha Kappa Psi. After graduating in 2011, he taught English abroad in Madrid, Spain for two years.
Manager, Client Relations
Jason joined the Pensionmark Team in 2018 and currently works as a Manager for Client Relations. In this role, he focuses on supporting our team of advisors with projects as well as the education needs of their clients. This includes creating Investment reviews/proposals, updating quarterly reports and creating education presentations. His 10 years of experience in the Retirement Plan industry gives a wealth of knowledge in helping our advisors with questions or projects that come from their clients. Jason previously worked at Aspire Financial Services as a Business Relationship Consultant for 2 years with over 200 clients as well as serving on several committees for Aspire Financial Services.
Jason has a bachelor’s degree in Finance and a minor in Economics from the University of South Florida, Tampa FL. He graduated cum laude from USF. He has previously owned a gym and has been a head coach for both basketball and baseball.
Manager, Advisor Relations
Kyle joined the Pensionmark team in 2014, and currently serves as an Advisor Relations Manager. In this position, he focuses on supporting the network of advisors from their initial introduction to the Pensionmark and throughout their affiliation. Kyle’s scope of work includes onboarding new advisor affiliates, conducting Pensionmark infrastructure training to new and current advisors, managing the internal Sales Desk, assisting in investment due diligence reporting, and providing excellent relationship management skills to the network of advisors.
Kyle graduated from the University of California at Santa Barbara where he received a Bachelor of Arts degree in Economics. During his time at UCSB, Kyle, was a part of the Accounting Association and the Finance Connection. Kyle is currently Life and Health Insurance licensed and also holds his Series 6 Securities registration.
Manager, Advisor Relations
As Manager, Advisor Relations, Lisa’s role will support new advisors transitioning to the firm both before and after their affiliation, as well as serving as a secondary resource to Pensionmark’s existing offices. Her primary focus will be all aspects of advisor onboarding including licensing and assisting offices with transitioning their books of business. With over seven years’ experience in the financial services industry, Lisa has deep knowledge in both the institutional and wealth management marketspaces, having previously worked for a retirement plan recordkeeper, Aspire Financial Services, as well as a national wealth management and retirement plan consulting firm, Independent Financial Partners. At Aspire Financial Services, Lisa’s role as the Transfers Team Lead involved moving substantial assets between recordkeepers and custodians, and her prior role as Transitions Manager at Independent Financial Partners helped her to prepare for a similar role at Pensionmark.
In addition to her financial services industry experience, Lisa has a bachelor’s degree in Psychology from Salisbury University in Salisbury, Maryland, but has made her home in Florida for the last ten years. In her free time, she enjoys spending time with her family including her two young daughters, as well as going to the beach and weekends at Disney World.
Rafael graduated from the University of California at Santa Barbara where he received a Bachelor of Arts degree in Economics and Accounting with a minor in Philosophy. While in attendance, Rafael was as a member of the nationally ranked Division I soccer team. He was also part of the Finance Connection and the Investment Advisory Committee.
Rafael joined Pensionmark in 2017 as an Investment Analyst. As part of the investment team, his roles include assisting with fund research as well as analyzing plan lineups. Prior to Pensionmark, he served as Staff Accountant for a privately held company and previously as an Audit Accountant in the public sector. Rafael currently holds his series 7 and 66 registrations.
Manager, Marketing Communications
Renata joined the Pensionmark Client Operations team in 2015 and transitioned to her current role a year later where she is responsible for planning, development, and implementation of Pensionmark’s marketing, communications, and public relations strategies, both external and internal. Renata directs campaigns at the strategic and tactical levels and is focused on strengthening Pensionmark’s brand in the financial services industry and bringing innovative approaches to help engage clients and their employees through fiduciary education efforts and the Financial Wellness Program across various platforms.
Renata graduated from the University of California, Santa Barbara with a Bachelor’s of Arts degree in both Economics and Global & International Studies.
Relationship Manager, WD Pensionmark
Cade Johnson is a native of West-Central Texas and has lived in the Texas hill country for five years. Cade prides himself on being disciplined, hard-working and putting others first - all characteristics he attributes to playing sports throughout his collegiate career. His passion for helping others and appreciation of their hard work has led him to the financial services industry where he hopes to improve the quality of retirement for participants and clients alike. Cade received his Bachelor of Business Administration in Finance from Texas State University. In his spare time, Cade enjoys hunting, fishing, hiking and golf.
Senior Associate, Strategies Analysis
Donovan joined the Pensionmark team in November 2017 and serves a Senior Associate in Strategies Analysis. As part of the Strategies Analysis Team, he is responsible for prospecting Plan Sponsors in need of unbiased retirement plan consulting, fiduciary mitigation, and cost analysis.
Mr. Roberson graduated from San Diego State University where he received a Bachelor of Science degree in Finance while being an active member in the Finance Club. Mr. Roberson’s background is in compliance and previously served as a Compliance Auditor in the Southern California area serving large clients such as UPS and Costco.
Managing Director, Wealth Management
The investment climate has never been more exciting or more challenging than it is today. To take advantage of all available opportunities, investors need two things: an understanding of which investment products are most appropriate for their situation and a relationship with a trustworthy representative who has a clear understanding of their needs.
With over 20 years as a registered financial advisor, I still think back on the advice and lessons my father taught me out of his 50 years in the field of finance. Even though the times and investments have changed dramatically since my father first started out his career, some principles never change. Hard work, dedication to your clients, and good service are still crucial to helping to ensure long-term successfor everyone. Because of these principles, I have earned accolades and titles, been interviewed by the local TV news, and quoted in several different trade magazines. However these pale in comparison to the satisfaction I get from helping my clients pursue their goals and knowing when I have done a good job for them.
- Investment Advisor Representative
- Series 65 Securities Registrations
- Life, Accident and Health Licensed
- Over 20 years of industry experience as Registered Rep
I have lived in Austin, TX my entire life and was privileged to attend two of the finest school systems in the country: Eanes School District in Westlake Hills, TX and the University of Texas. I have been married for over 10 years to my beautiful wife Teri and we live in North Austin with our four amazing daughters. We are active in our church and spend much of our discretionary time and energy there. Depending upon the season, the time that we have left is spent camping, boating, or just hanging out and watching movies. I enjoy watching college football and love to go hunting or fishing when I can get away for the day or two.
PRODUCTS AND SERVICES
- Investment Strategies
- Retirement Planning
- Business Succession Planning
- Estate Conservation & Analysis
- Charitable Giving
- Life Insurance
- Health Insurance
- 401(k) & 403(b) Plans
- Non-Qualified Retirement Planning
- Traditional & Roth IRA’s
- Disability Insurance
- Long Term Care Insurance
- University of TX Ex Student’s Association, Longhorn Singers Alum and Longhorn Foundation member
- Austin Rifle Club
- Austin Film Society
Senior Associate, Client Services
Leslie graduated from the University of California, Santa Barbara with a major in Economics and Accounting. While in attendance at UCSB, she worked for Pensionmark as an intern and then joined the Pensionmark team full time in July 2014.
As a Senior Associate in Client Services, Leslie supports advisor Mary Francisco in addition to working on Pensionmark's operations team. She excels in providing clientele exceptional personalized service and manages much of the day to day activities for various types of client accounts. Leslie currently holds her series 7 and 66 registrations.
Senior Associate, Strategies Analysis
Ms. Estrada-Abundis graduated from the University of California, Santa Barbara where she received a Bachelor of Arts degree in Economics and Mathematics. She joined the Pensionmark team in June 2017 as a Senior Associate in Strategies Analysis. As part of the Strategies Analysis Team, she is responsible for prospecting Plan Sponsors in need of unbiased retirement plan consulting, fiduciary mitigation, cost analysis, and investment advice.
Specializing in operations and project management with over 13 years of professional experience, Heather joined the team in 2016 relocating from Texas to Northwest Arkansas. She graduated from the University of North Texas with a BA in Sociology/Public Administration and a Master of Public Administration (MPA) degree. Prior to joining Pensionmark, Heather worked for several organizations in North Texas including an academic health science center, small business, and a hospital system focusing on project management, grant writing, and research compliance.
Associate, Client Operations
Mr. Pantoja joined the Pensionmark team in May of 2016. He attended Santa Barbara City College where he studied Environmental Studies. Working in the Operations Department at Pensionmark, Mr. Pantoja brings an extensive expertise in the day-to-day client operations. His bilingual skills have proven to be of great value to the call center. Prior to Pensionsmark, he served as an Administrative Assistant at the Center for Autism and Related Disorders and previously as a Customer Associate at a financial institution. Mr. Pantoja is currently pursuing his Series 7 registration.
Hilario tries living a healthy lifestyle by regularly enjoying the great outdoors Santa Barbara has to offer and engaging in various physical activities. Additionally, he likes to dedicate his spare time to the arts, as well as spending quality time with friends.
Client Operations Associate
Nancy Ulloa graduated from the University of California, Santa Barbara with a Bachelor of Arts in Economics, Feminist Studies, and Spanish. She joined the Pensionmark team as an intern while still attending UCSB and joined full-time upon completion of her studies. Having international work experience has made Ms. Ulloa an important asset to the Financial Wellness Center due to her superb bilingual skills. As part of the Operations Team, her duties include working on Plan Review Meetings as well as assisting Relationship Managers and other divisions at Pensionmark.
Ms. Ulloa is currently pursuing her Series 7 registration.
Mrs. Frausto provides executive assistant functions for Troy Hammond, as well as assisting with multiple aspects of client service delivery.
Mrs. Frausto is currently pursuing her series 6 registrations.