October 30, 2017
Employees Want Automatic Retirement Plan Features, So Why Not Offer Them?
Eighteen years ago, the retirement industry rolled out automatic enrollment to help combat employee inertia, increase participation in workplace retirement...
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October 25, 2017
Plan Sponsors Ask…
Q: We are looking for better ways to reach our employees with messaging about our 401(k) plan. Of course,...
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October 23, 2017
Plan Sponsors Ask…
Q: How do we improve participant engagement with our retirement plan? A: Fostering retirement plan engagement is important, especially since...
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October 19, 2017
2018 Retirement Plan Limits Announced
On October 19, 2017, the IRS announced cost of living adjustments affecting dollar limitations for pension plans and other retirement-related...
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October 4, 2017
Why Employers Are Offering Financial Wellness Tools and Education
Financial Wellness is reaching majority status... And you are likely among the majority that not only want to help employees...
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July 26, 2017
How Student Loans Impact Employee Retirement Savings and Income
Two recent studies examined the impact of student loans on retirement savings and income for Americans in two very different...
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July 21, 2017
Plan Sponsors Ask…
Q: Is choosing my plan’s qualified default investment alternative (QDIA) a fiduciary responsibility? What options do most DC plan sponsors...
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July 19, 2017
EBRI Survey: Confidence Levels Highest Among Retirees, Workers with Retirement Plans
Things seem to be looking up for American retirees these days. Two groups are most likely to feel confident about...
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July 18, 2017
DC Plans Alive, Well and Thriving
Although the private, employer-sponsored retirement plan system went through a shaky period during the 2008 financial crisis (when plan balances...
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July 14, 2017
Gen X Needs Retirement Planning Help
Much has been written about generations in the workplace, most of it focused on baby boomers and millennials. Just like...
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July 5, 2017
Plan Sponsors Ask…
Q: We offer target date funds1 as the qualified default investment alternative (QDIA) in our defined contribution (DC) plan....
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May 6, 2017
Why Work with a CEFEX Advisor
The independent CEFEX Investment Advisor certification demonstrates fiduciary excellence at the firm, based on a best practice standard. Investment Advisory...
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April 19, 2017
Target Date Funds: Time to Move On?
A target date fund invests based on a particular date, such as the year of a participant’s projected retirement. For...
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April 5, 2017
Plan Sponsors Ask…
Q: How important is it to deliver targeted messages as we attempt to engage, communicate with and educate different...
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January 18, 2017
U.S. Retirement Investors Favor Mutual Funds
Mutual funds are king among U.S. investors, especially those participating in employer-sponsored retirement plans. That’s good news for sponsors, as...
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January 11, 2017
2016 Benchmark Study Reveals Encouraging DC Plan Data
In 2015, some encouraging trends emerged for defined contribution plans, according to a recent survey. New participant savings rates, increased...
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January 3, 2017
Plan Sponsors Ask…Participant Communication and TDF’s
Q: We’re worried about our employees’ financial well-being and how it impacts their retirement readiness, or lack thereof. We want...
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October 12, 2016
How Does the New DOL Fiduciary Investment Advice Rule Impact Plan Sponsors?
As you probably know, the Department of Labor issued final guidance on the fiduciary rule in April. Now that the...
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April 12, 2016
Participation, Savings Rates Rising in DC Plans
Employee participation and deferral rates in America’s qualified retirement plans remained strong in 2015. In fact, participation was up 5%...
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