March 25, 2020
Safe Harbor 401(k) Q+A
Is it possible to reduce or suspend safe harbor contributions mid-year? Yes. Employers can reduce or suspend either safe harbor...
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January 30, 2020
Retirement Savings and Plans Don’t Always Align
Nearly half (48%) of retirement plan participants are either “confident” or “very confident” about achieving a secure retirement by the...
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January 24, 2020
Quarterly Fiduciary Focus – Q4 2019 Recap
By: Marek Pfeil, CFA - Managing Director Topics: The SECURE Act Social Security Gets a Boost Contribution Limits Increase Is Participant Data...
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January 22, 2020
Plan Sponsors Ask…Q1 2020
Q: An employee has requested a hardship withdrawal from the 401(k) plan. We are relying on his statements to the...
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January 3, 2020
Transitioning to Retirement: How the Plan May Help
For decades now the typical career has consisted of approximately 40 years spent working, an “on time” retirement at age...
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December 20, 2019
The Secure Act and What it Means for You and Your Employees
Download PDF After 3 years of work and development, congress passed the Secure (Setting Every Community Up for Retirement Enhancement)...
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November 25, 2019
Auto-Features Accomplished; What’s Up Next? Retirement income options may be coming soon
You can almost hear the retirement plan consultants ticking the boxes on their to-do lists: auto-enrollments? Check. Auto-increases? Check. With...
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November 22, 2019
Plan Sponsors Ask….lawsuits, employee education, and loans.
Q: We keep hearing about participant lawsuits against 401(k) plans, and strive to do our best to avoid situations that...
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November 10, 2019
Clever Tactics To Help Employees Achieve Retirement Success
Generally speaking, we don’t encourage being shifty. But applying a few innovative moves in your 401(k) plan could result in...
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October 10, 2019
2018 Success…and Turbulence: Results improve with thoughtful use of auto features
The assumption when plan sponsors began to include auto features in their 401(k) plans was that participation rates and deferral...
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September 25, 2019
Where They Stand, Where They Are Headed: Can You Help Employees Save (or Save More)?
How realistic are employees about the true state of their retirement savings? While many among the three primary generations that...
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August 31, 2019
Plan Sponsors Ask…
Q: In reviewing employment data at our company, we were surprised to find the average time our employees stay with...
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August 12, 2019
Financial Literacy: Employees Who Know More Save More
Financial wellness is important for individuals and their employers, in part because of the role it may play in retirement....
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July 18, 2019
American Retirement Expectations Vary by Ethnicity and Culture
It seems that expectations about retirement are not the same for Americans of every background. In fact, they can vary...
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June 18, 2019
Getting the Holdouts into the Plan on 2019 Agendas
Wondering where plan sponsors will be focusing their interest and efforts in 2019? We turned over a few stones on...
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May 17, 2019
Plan Sponsors Ask…
Q: One of our 2019 goals is to provide financial education to our employees. There are many companies and individuals...
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May 16, 2019
Breaking Down Revenue Sharing and Fee Levelization
By: Matt Voecks RPA, AIF® Download PDF As a plan sponsor, you may or may not have heard the term...
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April 22, 2019
Traditional Accounts Continue Sharing the Stage with Roth Accounts
As employers continue looking for ways to help employees retire securely, the Roth account has become a regular plan feature....
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April 4, 2019
The Importance of Financial Wellness
Surprising employer response in 2018 It’s interesting to compare changes year by year, but over time is when real results...
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