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April 22, 2021

COVID-19 Impacts Retirement Prospects for Each Workforce Generation

Let’s play a little fill-in-the-blank game. Complete the following sentence: Those poor                                 (Millennials, GenXers, Boomers)! They really got the short...
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March 30, 2021

5 Reasons To Review Your 401(k) Plan in 2021

By: Michael Rom - Managing Director, Pensionmark Here are 5 practical reasons why employers should prioritize a top to bottom...
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March 16, 2021

DOL Enforcement of its Final Rules on ESG Investments & Proxy Voting

On March 10, 2021, the Department of Labor (“DOL”) issued a news release and accompanying “Statement Regarding Enforcement of Its...
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March 2, 2021

The Pandemic’s Impact on Savings Behaviors: Comparing Past and Present

One year ago, there was already troubling news about how little Americans had saved for retirement. Then the pandemic descended,...
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February 22, 2021

Four Risks Participants May Not Know They’re Facing

Life involves risk. One of them is retirement, and whether the money we save to fund it will last. Do...
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February 5, 2021

New DOL Guidance on Missing Participants

On January 12, 2021, the United States Department of Labor (“DOL”) issued a news release containing three pieces of guidance...
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January 8, 2021

Plan Sponsors Ask…Q1 2021

Q: The ups and downs in the stock market have made some of our 401(k) plan participants very nervous, to...
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January 5, 2021

Consolidated Appropriations Act: 2021 Impacts To Retirement Plans

On December 21, 2020 the Consolidated Appropriations Act, 2021 (“CAA”) was passed by Congress; on December 27, 2020 it was...
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December 10, 2020

Plan Sponsors Ask…Q4 2020

Q: Early in the pandemic, we were very concerned that employees would take as much money as they could out...
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November 15, 2020

SECURE Act Changes Loom: Check these items off your to-do list

Remember 2019? It was in December of that year (which seems very long ago now) that the SECURE Act was...
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July 22, 2020

Plan Sponsors Ask…Q3 2020

Q: Our small company has, of course, suffered due to the Coronavirus. A few employees who had to take pay...
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June 29, 2020

Fiduciary Issues and Coronavirus: What You Should Know

They may have moved to the figurative back seat for a while, but retirement plan fiduciary issues did not stop...
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June 29, 2020

IRS Notices 2020-50 and 2020-51 Impacts to CARES Act Guidance on Plans and IRAs

On June 19, 2020, the IRS issued Notice 2020-50, which provides additional guidance on Coronavirus Related Distributions and Loans from...
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June 18, 2020

Communicating Through Volatility

In recent weeks, we’ve experienced some of the most impressive swings ever in the U.S. stock market. Naturally, this kind...
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June 11, 2020

DOL Issues Final Regulation on E-Delivery of Plan Disclosures

On May 21, 2020, the Department of Labor (DOL) issued its final regulation permitting electronic delivery of retirement plan participant...
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May 7, 2020

Annotated guidance on IRS Q&A regarding coronavirus related relief for plans and IRAs

On May 4, 2020, the Internal Revenue Service (“IRS”) issued the following Questions and Answers in advance of formal published...
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May 1, 2020

CARES Act Update on EBSA Disaster Relief Notice 2020-01

On April 29 2020, the Employee Benefit Security Administration (“EBSA”), a division of the Department of Labor (“DOL”), issued Disaster...
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March 31, 2020

The CARES Act and Your Organization’s Retirement Plan – Q+A

Last Updated: April 8, 2020 On March 27, 2020, the U.S. House of Representatives passed the Coronavirus Aid, Relief, and...
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March 27, 2020

Legislative Bulletin: The CARES Act and the Federal COVID-19 Relief Package

Download in PDF Congress has reached an agreement on Phase 3 of the COVID-19 relief package - a $2 trillion...
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March 25, 2020

Safe Harbor 401(k) Q+A

Is it possible to reduce or suspend safe harbor contributions mid-year? Yes. Employers can reduce or suspend either safe harbor...
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