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July 22, 2020

Plan Sponsors Ask…Q3 2020

Q: Our small company has, of course, suffered due to the Coronavirus. A few employees who had to take pay...
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June 29, 2020

Fiduciary Issues and Coronavirus: What You Should Know

They may have moved to the figurative back seat for a while, but retirement plan fiduciary issues did not stop...
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June 29, 2020

IRS Notices 2020-50 and 2020-51 Impacts to CARES Act Guidance on Plans and IRAs

On June 19, 2020, the IRS issued Notice 2020-50, which provides additional guidance on Coronavirus Related Distributions and Loans from...
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June 18, 2020

Communicating Through Volatility

In recent weeks, we’ve experienced some of the most impressive swings ever in the U.S. stock market. Naturally, this kind...
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June 11, 2020

DOL Issues Final Regulation on E-Delivery of Plan Disclosures

On May 21, 2020, the Department of Labor (DOL) issued its final regulation permitting electronic delivery of retirement plan participant...
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May 7, 2020

Annotated guidance on IRS Q&A regarding coronavirus related relief for plans and IRAs

On May 4, 2020, the Internal Revenue Service (“IRS”) issued the following Questions and Answers in advance of formal published...
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May 1, 2020

CARES Act Update on EBSA Disaster Relief Notice 2020-01

On April 29 2020, the Employee Benefit Security Administration (“EBSA”), a division of the Department of Labor (“DOL”), issued Disaster...
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March 31, 2020

The CARES Act and Your Organization’s Retirement Plan – Q+A

Last Updated: April 8, 2020 On March 27, 2020, the U.S. House of Representatives passed the Coronavirus Aid, Relief, and...
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March 27, 2020

Legislative Bulletin: The CARES Act and the Federal COVID-19 Relief Package

Download in PDF Congress has reached an agreement on Phase 3 of the COVID-19 relief package - a $2 trillion...
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March 25, 2020

Safe Harbor 401(k) Q+A

Is it possible to reduce or suspend safe harbor contributions mid-year? Yes. Employers can reduce or suspend either safe harbor...
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January 30, 2020

Retirement Savings and Plans Don’t Always Align

Nearly half (48%) of retirement plan participants are either “confident” or “very confident” about achieving a secure retirement by the...
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January 24, 2020

Quarterly Fiduciary Focus – Q4 2019 Recap

By: Marek Pfeil, CFA - Managing Director Topics:  The SECURE Act Social Security Gets a Boost Contribution Limits Increase Is Participant Data...
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January 22, 2020

Plan Sponsors Ask…Q1 2020

Q: An employee has requested a hardship withdrawal from the 401(k) plan. We are relying on his statements to the...
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January 3, 2020

Transitioning to Retirement: How the Plan May Help

For decades now the typical career has consisted of approximately 40 years spent working, an “on time” retirement at age...
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December 20, 2019

The Secure Act and What it Means for You and Your Employees

Download PDF  After 3 years of work and development, congress passed the Secure (Setting Every Community Up for Retirement Enhancement)...
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November 25, 2019

Auto-Features Accomplished; What’s Up Next? Retirement income options may be coming soon

You can almost hear the retirement plan consultants ticking the boxes on their to-do lists: auto-enrollments? Check. Auto-increases? Check. With...
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November 22, 2019

Plan Sponsors Ask….lawsuits, employee education, and loans.

Q: We keep hearing about participant lawsuits against 401(k) plans, and strive to do our best to avoid situations that...
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November 10, 2019

Clever Tactics To Help Employees Achieve Retirement Success

Generally speaking, we don’t encourage being shifty. But applying a few innovative moves in your 401(k) plan could result in...
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October 10, 2019

2018 Success…and Turbulence: Results improve with thoughtful use of auto features

 The assumption when plan sponsors began to include auto features in their 401(k) plans was that participation rates and deferral...
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