February 3, 2023
Finding Your Comfort Zone – Embrace the 6 Key Responsibilities You Have as a Retirement Plan Fiduciary
Are you new to your role as a plan sponsor and still getting familiar with the job of managing your...
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January 26, 2023
PLAN SPONSOR’S QUARTERLY CALENDAR First Quarter 2023
APRIL If a plan audit is required in connection with the Form 5500, make arrangements with an independent accountant/auditor for...
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January 19, 2023
Reaching Retirement Readiness – Study Reveals Plan Participants Are on a Positive Trajectory, Aided by Auto Features
Being able to replace working income with income generated from retirement savings is the essential definition of retirement readiness. The...
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January 12, 2023
Tackling the Trend – Dealing With Inflation’s Negative Effect on Employee Retirement Planning
An August 2022 survey from Nationwide Retirement Institute found that 40% of workers age 45 and older plan to delay...
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January 5, 2023
An Employer Guide to SECURE Act 2.0
Sweeping changes for retirement plans were signed into law on December 29, 2022, as part of the Consolidated Appropriations Act....
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January 5, 2023
Plan Sponsors Ask…
Q: Our company is growing rapidly and so is our retirement plan. We are interested in hiring a plan advisor....
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December 20, 2022
DOL’s Final Rule Regarding Investment Duties & ESG Factors
Skip to Summary of Key Changes or Plan Sponsor Takeaways On November 22, the DOL released a final rule, entitled...
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December 16, 2022
Understanding Participant Notice Delivery Requirements
As a plan sponsor, one of your key compliance responsibilities is delivering participant notices. There are eligibility notices when it’s...
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December 9, 2022
How Awareness of Employee Concerns Can Help Drive Objectives in 2023
A recent study indicates that securing financial, physical and emotional health continue to be most important to employees – more...
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November 22, 2022
Plan Sponsors Ask…
Q: We are considering a plan design change regarding loans. Are there any data that supports offering just one loan...
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November 17, 2022
Everybody Wins – Select Plan Design Features Can Help Improve Outcomes for Lower-Income Workers
Depending on the nature of your business and the varied experience, education and expertise required of your workforce, you may...
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November 10, 2022
Quarterly Fiduciary Calendar
JANUARY Send payroll and employee census data to the plan’s recordkeeper for plan-year-end testing (calendar-year plans). Audit fourth quarter payroll...
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November 3, 2022
Eyes on the Prize – Despite Challenges, Americans Remain Focused on Saving for Retirement
In the face of economic uncertainty, market volatility, geopolitical unrest and the ongoing COVID-19 pandemic, plan participants have continued to...
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October 27, 2022
One for the Ages – Survey Spotlights Generational Differences in Retirement Plan Usage and Engagement
Released in July, Bank of America’s 2022 Financial Life Benefits Impact Report examines trends in employee usage and engagement with workplace benefit...
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October 13, 2022
Strength in Numbers – A Committee Can Help You Improve Fiduciary Oversight and Strengthen Your Retirement Plan
These days, almost every plan sponsor could benefit from some team support. It’s a very time-consuming job that comes with...
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September 29, 2022
Triple Play – Three Key Areas to Consider in Your Employee Education Efforts
According to Nationwide Retirement Institute’s 2022 Social Security Consumer Survey, two-thirds (66%) of Americans are more concerned than ever before...
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September 15, 2022
How Inflation is Affecting Potential Costs of Managing Your Plan – EBSA Increased Penalties for ERISA Violations Earlier This Year
While you and your employees are busy dealing with high inflation and managing your daily living expenses, it is also...
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September 8, 2022
Creating a Culture of Financial Wellness – Understanding the Potential Consequences of Employee Financial Stress is the First Step
Given the ongoing challenges related to inflation, it likely comes as no surprise that employees are feeling the pressure of...
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September 1, 2022
Measuring Up – Perspective for Benchmarking Your Plan’s Performance
There are many elements that go into measuring your plan’s performance, and the need for methodologies and tools that measure...
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July 14, 2022
Plan Sponsors Ask…Q3 2022
Q: More and more of our employees are asking about the potential to add cryptocurrency options to our retirement plan...
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