June 29, 2020
Fiduciary Issues and Coronavirus: What You Should Know
They may have moved to the figurative back seat for a while, but retirement plan fiduciary issues did not stop...
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June 29, 2020
IRS Notices 2020-50 and 2020-51 Impacts to CARES Act Guidance on Plans and IRAs
On June 19, 2020, the IRS issued Notice 2020-50, which provides additional guidance on Coronavirus Related Distributions and Loans from...
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June 22, 2020
Plan Sponsors Ask…Q3 2020
Q: Our small company has, of course, suffered due to the Coronavirus. A few employees who had to take pay...
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June 18, 2020
Communicating Through Volatility
In recent weeks, we’ve experienced some of the most impressive swings ever in the U.S. stock market. Naturally, this kind...
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June 11, 2020
DOL Issues Final Regulation on E-Delivery of Plan Disclosures
On May 21, 2020, the Department of Labor (DOL) issued its final regulation permitting electronic delivery of retirement plan participant...
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May 7, 2020
Annotated guidance on IRS Q&A regarding coronavirus related relief for plans and IRAs
On May 4, 2020, the Internal Revenue Service (“IRS”) issued the following Questions and Answers in advance of formal published...
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May 1, 2020
CARES Act Update on EBSA Disaster Relief Notice 2020-01
On April 29 2020, the Employee Benefit Security Administration (“EBSA”), a division of the Department of Labor (“DOL”), issued Disaster...
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March 31, 2020
The CARES Act and Your Organization’s Retirement Plan – Q+A
Last Updated: April 8, 2020 On March 27, 2020, the U.S. House of Representatives passed the Coronavirus Aid, Relief, and...
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March 27, 2020
Legislative Bulletin: The CARES Act and the Federal COVID-19 Relief Package
Download in PDF Congress has reached an agreement on Phase 3 of the COVID-19 relief package - a $2 trillion...
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March 25, 2020
Safe Harbor 401(k) Q+A
Is it possible to reduce or suspend safe harbor contributions mid-year? Yes. Employers can reduce or suspend either safe harbor...
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January 30, 2020
Retirement Savings and Plans Don’t Always Align
Nearly half (48%) of retirement plan participants are either “confident” or “very confident” about achieving a secure retirement by the...
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January 24, 2020
Quarterly Fiduciary Focus – Q4 2019 Recap
By: Marek Pfeil, CFA - Managing Director Topics: The SECURE Act Social Security Gets a Boost Contribution Limits Increase Is Participant Data...
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January 22, 2020
Plan Sponsors Ask…Q1 2020
Q: An employee has requested a hardship withdrawal from the 401(k) plan. We are relying on his statements to the...
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January 3, 2020
Transitioning to Retirement: How the Plan May Help
For decades now the typical career has consisted of approximately 40 years spent working, an “on time” retirement at age...
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December 20, 2019
The Secure Act and What it Means for You and Your Employees
Download PDF After 3 years of work and development, congress passed the Secure (Setting Every Community Up for Retirement Enhancement)...
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November 25, 2019
Auto-Features Accomplished; What’s Up Next? Retirement income options may be coming soon
You can almost hear the retirement plan consultants ticking the boxes on their to-do lists: auto-enrollments? Check. Auto-increases? Check. With...
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November 22, 2019
Plan Sponsors Ask….lawsuits, employee education, and loans.
Q: We keep hearing about participant lawsuits against 401(k) plans, and strive to do our best to avoid situations that...
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November 10, 2019
Clever Tactics To Help Employees Achieve Retirement Success
Generally speaking, we don’t encourage being shifty. But applying a few innovative moves in your 401(k) plan could result in...
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October 10, 2019
2018 Success…and Turbulence: Results improve with thoughtful use of auto features
The assumption when plan sponsors began to include auto features in their 401(k) plans was that participation rates and deferral...
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