February 22, 2021
Four Risks Participants May Not Know They’re Facing
Life involves risk. One of them is retirement, and whether the money we save to fund it will last. Do...
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February 5, 2021
New DOL Guidance on Missing Participants
On January 12, 2021, the United States Department of Labor (“DOL”) issued a news release containing three pieces of guidance...
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January 8, 2021
Plan Sponsors Ask…Q1 2021
Q: The ups and downs in the stock market have made some of our 401(k) plan participants very nervous, to...
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January 5, 2021
Consolidated Appropriations Act: 2021 Impacts To Retirement Plans
On December 21, 2020 the Consolidated Appropriations Act, 2021 (“CAA”) was passed by Congress; on December 27, 2020 it was...
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December 10, 2020
Plan Sponsors Ask…Q4 2020
Q: Early in the pandemic, we were very concerned that employees would take as much money as they could out...
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November 15, 2020
SECURE Act Changes Loom: Check these items off your to-do list
Remember 2019? It was in December of that year (which seems very long ago now) that the SECURE Act was...
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July 22, 2020
Plan Sponsors Ask…Q3 2020
Q: Our small company has, of course, suffered due to the Coronavirus. A few employees who had to take pay...
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June 29, 2020
Fiduciary Issues and Coronavirus: What You Should Know
They may have moved to the figurative back seat for a while, but retirement plan fiduciary issues did not stop...
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June 29, 2020
IRS Notices 2020-50 and 2020-51 Impacts to CARES Act Guidance on Plans and IRAs
On June 19, 2020, the IRS issued Notice 2020-50, which provides additional guidance on Coronavirus Related Distributions and Loans from...
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June 18, 2020
Communicating Through Volatility
In recent weeks, we’ve experienced some of the most impressive swings ever in the U.S. stock market. Naturally, this kind...
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June 11, 2020
DOL Issues Final Regulation on E-Delivery of Plan Disclosures
On May 21, 2020, the Department of Labor (DOL) issued its final regulation permitting electronic delivery of retirement plan participant...
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May 7, 2020
Annotated guidance on IRS Q&A regarding coronavirus related relief for plans and IRAs
On May 4, 2020, the Internal Revenue Service (“IRS”) issued the following Questions and Answers in advance of formal published...
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May 1, 2020
CARES Act Update on EBSA Disaster Relief Notice 2020-01
On April 29 2020, the Employee Benefit Security Administration (“EBSA”), a division of the Department of Labor (“DOL”), issued Disaster...
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March 31, 2020
The CARES Act and Your Organization’s Retirement Plan – Q+A
Last Updated: April 8, 2020 On March 27, 2020, the U.S. House of Representatives passed the Coronavirus Aid, Relief, and...
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March 27, 2020
Legislative Bulletin: The CARES Act and the Federal COVID-19 Relief Package
Download in PDF Congress has reached an agreement on Phase 3 of the COVID-19 relief package - a $2 trillion...
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March 25, 2020
Safe Harbor 401(k) Q+A
Is it possible to reduce or suspend safe harbor contributions mid-year? Yes. Employers can reduce or suspend either safe harbor...
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January 30, 2020
Retirement Savings and Plans Don’t Always Align
Nearly half (48%) of retirement plan participants are either “confident” or “very confident” about achieving a secure retirement by the...
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January 24, 2020
Quarterly Fiduciary Focus – Q4 2019 Recap
By: Marek Pfeil, CFA - Managing Director Topics: The SECURE Act Social Security Gets a Boost Contribution Limits Increase Is Participant Data...
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January 22, 2020
Plan Sponsors Ask…Q1 2020
Q: An employee has requested a hardship withdrawal from the 401(k) plan. We are relying on his statements to the...
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