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Employee Financial Wellness Programs

Support for your employee’s financial wellness with World Investment Advisors' SMARTMap

To improve financial health, we must lay the groundwork by building healthy habits with our financial goals in mind. Our financial wellness solutions help do just that so your employees can stay focused, happy, and productive, instead of stressed with their finances.

You dictate the level of support your employees receive—from financial education to one-on-one personalized coaching. We can work with you to determine what is best for your unique demographic.

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Financial Wellness
%

of employees are interested in speaking with a financial professional.*

%

of employees are interested in  financial planning tools.*

%

of employees are interested in non-retirement financial education and resources.*

%

of employees say they would like more holistic benefits options to address the current economic climate.*

*2022 Voice of the American Worker Survey, Franklin Templeton, 2023.

Boost Employee Engagement with Financial Wellness Programs

Financial wellness programs for employees offer essential support to help them manage their finances and reduce financial stress. An effective employee wellness program provides financial education and personal financial coaching, guiding employees through their day-to-day money management while focusing on long-term financial goals.

When employees feel stressed about their finances, their mental health and productivity can be negatively impacted. Offering financial wellness benefits for employees, such as financial planning and 401(k) plan assistance, helps create a supportive work environment that enhances overall employee satisfaction and reduces turnover, ultimately improving your bottom line.

Financial Education And Employee Engagement

We recognize the importance of customizing an employee’s journey and desire for independence. That’s why we created digital financial wellness tools for all learning styles.
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Self-Learning

  • Financial Planning Tools
  • Digital Financial Courses
  • Topical Webinars
  • Financial Calculators
  • Market Recaps
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Personalized Support

  • Access to Financial Advocates
  • Live Chat
  • 1-on-1 Consultations 
  • Topical Webinars 
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Employee Financial Wellness Hub

  • Plan Details 
  • Educational Videos
  • Support Access
  • Important Contacts
  • Personalized Messages

FOUNDATION FINANCIAL
PLANNING FOR EMPLOYEES

Want to go beyond financial wellness? Foundational Planning provides a full range of financial planning and advice services covering a broader and more robust offering of financial health resources than a typical Financial Wellness Program.

Foundational planning combines an online technology hub, personal support from FINRA- registered financial advocates, and detailed financial reporting, so every employee can take control of their financial life.

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Create a Budget

The budget is the foundation of a financial plan. We can help make a savings and spending plan that you can actually stick to and will help you reach your financial goals.

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Set Goals

Setting goals can be a tough task, but it is an important step toward securing their financial future. Before we create a financial plan, we’ll work together to define and document your employees’ goals.

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Allocate Assets

A sound portfolio management strategy begins with asset allocation. We will help guide employees toward a strategy based on their retirement timeline and investment personality.

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Plan For Retirement

Employees are looking for help in all aspects of retirement planning from start to finish. We can help with all three major stages: accumulation, preservation, and distribution.

Supporting Mental Health Through Financial Wellness Benefits

Financial wellness employee benefits play a key role in supporting mental health by addressing financial stress. Comprehensive financial assistance and planning resources help employees feel less stressed about their finances and more focused at work.

  • Supports mental health by reducing financial stress.
  • Provides financial planning and coaching for employees.
  • Helps employees manage their finances effectively.
  • Offers long-term strategies like 401(k) plan guidance.
  • Enhances overall employee engagement and job satisfaction.

The Importance of Financial Education in Employee Wellness

Financial wellness for employees starts with proper education to help them navigate personal finance challenges. A strong financial wellness program provides planning tools and coaching to help employees manage their financial goals.

  • Empowers employees with financial planning tools.
  • Provides financial coaching for better decision-making.
  • Reduces financial stress and improves mental health.
  • Helps employees achieve both short and long-term goals.
  • Enhances workplace satisfaction and productivity.

PORTFOLIO ADVISORY SERVICES
Personalizing the Investing Experience

Portfolio Advisory Services provide your employees with tailored savings and investment advice to help them reach their retirement goals. Using personalized data, we help employees decide how much to save, when to retire, when to start collecting Social Security, and we build and manage custom investment portfolios for employees.

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Personalized Asset Allocation

Using personal data points, employees receive portfolios that may create advantages over standard Target or Risk-based models.

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Savings Rate Recommendations

Determining the amount of money to save for retirement is important based on household income, debt, expenses, and goals. 

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Withdrawal Strategies

The focus oftentimes is on saving for retirement – creating a tax-efficient withdrawal strategy is the other half of the battle.

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Social Security Optimization

The timing of your social security claim likely has an impact on the benefits you receive, so determining the optimal timing is important.

Portfolio Advisory Services are only available with select recordkeepers. Please contact sales@pensionmark.com today to learn more.

FINANCIAL WELLNESS FAQs
What Is Employee Financial Wellness?

Employee financial wellness is an employee’s ability to manage their finances in a productive and healthy way. It’s how they develop the knowledge and tools required to lead a more prosperous financial life.

As An Employer, What Are the Benefits of Employee Financial Wellness?

Employers should understand how much they will benefit from improved employee financial health. Financial wellness employee benefits include:

  • Less financial anxiety, leading to greater focus at work.
  • More productive and motivated employees who know how to make the most of their income.
  • Reduced workplace absences tied to financial stress.

Financial worries can lead to distracted, unmotivated, and anxious staff. Promoting the employee benefits of financial wellness is key to improving workplace performance.

What Are Some Employee Financial Wellness Program Examples?

Employee financial wellness programs can be tailored to suit your needs. They include financial coaching, online tools, investment advice, and webinars.

Choosing the right programs means understand your employees’ base level of financial literacy. Once you understand their starting point, you can choose solutions which build confidence and improve engagement. Our employee wellness hub is suitable for all experience levels.

Do You Provide Employee Benefits Advice?

Benefits programs are crucial to some employees. Benefits advice can be provided as part of more general financial support education.

How Much Do Employee Financial Wellness Programs Cost?

The cost depends on various factors including:

  • Company size
  • Tools chosen
  • Level of support required
  • Depth of personalized advice provided

Our team can explain the costs in more detail as they relate to your business needs and budget.

Employees are looking for help

Let’s Talk