October 31, 2017

Enthusiasm and Trust High for 401(k) Plans

 When it comes to saving for retirement, Americans love their 401(k) and other defined contribution (DC) plans. They demonstrate it...
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October 30, 2017

Employees Want Automatic Retirement Plan Features, So Why Not Offer Them?

Eighteen years ago, the retirement industry rolled out automatic enrollment to help combat employee inertia, increase participation in workplace retirement...
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October 25, 2017

Plan Sponsors Ask…

  Q: We are looking for better ways to reach our employees with messaging about our 401(k) plan. Of course,...
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October 23, 2017

Plan Sponsors Ask…

Q: How do we improve participant engagement with our retirement plan? A: Fostering retirement plan engagement is important, especially since...
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October 19, 2017

2018 Retirement Plan Limits Announced

On October 19, 2017, the IRS announced cost of living adjustments affecting dollar limitations for pension plans and other retirement-related...
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October 4, 2017

Financial Wellness Reaching Majority Status

  Your company is likely among the majority that not only want to help employees with their non-retirement financial matters...
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July 26, 2017

How Student Loans Impact Retirement Savings and Income

  Two recent studies examined the impact of student loans on retirement savings and income for Americans in two very...
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July 21, 2017

Plan Sponsors Ask…

Q: Is choosing my plan’s qualified default investment alternative (QDIA) a fiduciary responsibility? What options do most DC plan sponsors...
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July 19, 2017

EBRI Survey: Confidence Levels Highest Among Retirees, Workers with Retirement Plans

  Things seem to be looking up for American retirees these days. Two groups are most likely to feel confident...
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July 18, 2017

DC Plans Alive, Well and Thriving

Although the private, employer-sponsored retirement plan system went through a shaky period during the 2008 financial crisis (when plan balances...
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July 14, 2017

Gen X Needs Retirement Planning Help

Much has been written about generations in the workplace, most of it focused on baby boomers and millennials. Just like...
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July 5, 2017

Plan Sponsors Ask…

  Q: We offer target date funds1 as the qualified default investment alternative (QDIA) in our defined contribution (DC) plan....
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April 19, 2017

Target Date Funds: Time to Move On?

For many defined contribution (DC) plan sponsors, offering target date funds as a qualified default investment alternative (QDIA) has become almost...
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April 12, 2017

Participation, Savings Rates Rising in DC Plans

Employee participation and deferral rates in America’s qualified retirement plans remained strong in 2015. In fact, participation was up 5%...
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April 5, 2017

Plan Sponsors Ask…

  Q: How important is it to deliver targeted messages as we attempt to engage, communicate with and educate different...
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January 18, 2017

U.S. Retirement Investors Favor Mutual Funds

  Mutual funds are king among U.S. investors, especially those participating in employer-sponsored retirement plans. That’s good news for sponsors,...
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January 11, 2017

2016 Benchmark Study Reveals Encouraging DC Plan Data

    In 2015, some encouraging trends emerged for defined contribution plans, according to a recent survey. New participant savings...
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January 3, 2017

Plan Sponsors Ask…

  Q: We’re worried about our employees’ financial well-being and how it impacts their retirement readiness, or lack thereof. We...
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October 12, 2016

How Does the New DOL Fiduciary Investment Advice Rule Impact Plan Sponsors?

As you probably know, the Department of Labor issued final guidance on the fiduciary rule in April. Now that the...
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